In our lives we come across different sets of “dos-and-don’ts” for different situations. A closer examination of such rules reveals that these simple lists are actually a storehouse of wisdom. In the world of finance too, there are certain such set of rules, which can do a lot of good for us. Here is a … Continue reading 4 Financial Planning tips for 4 realistic life situations
Who will bell my cat? Perplexed? Can’t make up your mind? Yes, sometimes having plenty of choices can be unnerving. For helping out with financial and investment planning, you are now spoilt for choice. There are a number of specialists who are ready and willing to help, albeit a commission or fees. However, the choice … Continue reading Too many Investment Advisors Whom to Choose?
Home Sweet Home is actually a truism in more ways than one. Beside the obvious reason of the home offering us a world of our own, a house also has the potential to generate wealth through rental income. NRI investors often invest in homes with this dual purpose of earning rental out of them while … Continue reading ABC of Rental Management for NRI Investors
In line with the perennial Shakespearian dilemma – “to do or not to do, ….”, a lot of us face similar predicament when we have to decide whether to buy or not to buy another residential property. For many Indian families, investment in property is one of the most potent and presumably gainful options that … Continue reading To Buy or Not to Buy: one more House
Each one of us loves a winner. It is a psychological need perhaps that gives us faith and confidence in the choices we make. But then, just as day has night, crests have troughs, and rise has fall, good performance is pitted against underperformance. Life needs to balance and mastering the ups and downs is … Continue reading How to validate the Underperformance of a Mutual Fund?
Preparing to meet: Not revealing everything about your past life may or may not affect your married life or job prospect. However, being secretive and shy about your physical and financial health while consulting a doctor or a financial planner, will affect your daily life for sure. Visiting a financial planner, for the first time, … Continue reading A Complete Checklist for your first meeting with the Financial Planner
“A dream is just a dream. A goal is a dream with a plan and a deadline”, says Harvey Mackay. This quote is inspiring and is very appropriate for all of us who have financial goals to achieve in our lifetimes. Mere sailing along or coasting does not help us to reach our destination. Purpose, … Continue reading 5 tips to Hit the Right Track to your Financial Goals: Coasting to Cruising
Have you ever wondered which is worse? A devastating earthquake or picking up the pieces of life after surviving such an earthquake? Perhaps the second one requires more resilience and determination. It also requires the hand of providence and of-course good planning habits. It would be a shattering to see one’s home crumbling in front … Continue reading 5 Myths about Home Insurance Demystified
Buyer Beware “The buyer needs a hundred eyes, the seller but one”. This proverb cannot be over emphasized as a buyer needs to be on his guard whenever he or she choses to make a purchase of goods or services. Investors to be Aware Financial Planners are here to provide professional assistance to investors, whereby … Continue reading Are you aware of these 4 improbable claims often made to investors
Introduction: Mutual Fund managers are like gardeners who use different techniques to ensure that the money entrusted to them by the investors, grow and blossom well. Investors may not know what such techniques are, but may be keen to get an overview of the methods applied to manage Mutual Fundss. Let us take a look … Continue reading Which approach is better in managing Mutual Funds? Top Down Vs Bottom Up