No Exception From Market Risks: What Should be the Ideal Fixed Income Asset in Your Portfolio?

Listen to this article

You have heard it a thousand times.

“Mutual funds are subject to market risks.”

With a brief introduction to mutual funds, learning about equity mutual funds causes investors to have a wrong impression.

“Debt mutual funds are safe.”

But it is not anyone’s fault. It is a relativity trap, often called anchoring bias.

Debt mutual funds are relatively safer than equity mutual funds. It doesn’t mean they are inherently safe.

A large number of Indian investors learned it the hard way in recent years. There have been defaults, liquidity issues and debt fund windups that rocked the debt mutual funds arena.

Now more investors are aware of the fact that,

“Even debt mutual funds are subject to market risks.”

While it clarified a dangerous misconception, it also posed a more serious question to the investors. The best fixed-income investment instrument is no exception to market risks.

Does that mean debt mutual funds lost their halo ring?

Then, what is the best fixed-income asset?

We asked an industry insider the same question. He broke down the myths into simple raw facts.

If you have the same questions, find out your answers in the video below:

Skip the queue by registering for your 30-Minute FREE Financial Plan Consultation. Click the ‘BOOK YOUR SLOT NOW!’ button below. 

Holistic

Recent Posts

Ageas Federal ProGrow Plan: Good or Bad? A Detailed ULIP Review

Listen to this article Is the Ageas Federal ProGrow Plan truly a professional way to…

8 hours ago

Ageas Federal Platinum Wealth Builder Plan: Good or Bad? An Insightful ULIP Review

Listen to this article Is the Ageas Federal Platinum Wealth Builder Plan truly a wealth-building…

1 day ago

Why 5 Million Direct Investors Exited, While Mutual Funds Gained Ground

Listen to this article When stock markets tumble, what do direct retail investors do—hold, buy…

2 days ago

ULIP Insurance Plans: Who Really Wins and Who Ends Up Losing?

Listen to this article Table of Contents What Is a ULIP Insurance Plan? The Flaw…

2 days ago

When Markets Turn Dull, True Wealth Is Born

Listen to this article Feeling uneasy seeing your equity funds in the red lately? You’re…

2 days ago

Ageas Federal Wealthsurance Growth Insurance Plan SP II : Good or Bad? An Insightful ULIP Review

Listen to this article We often find idle money sitting in our savings accounts —…

3 days ago