No Exception From Market Risks: What Should be the Ideal Fixed Income Asset in Your Portfolio?

Listen to this article

You have heard it a thousand times.

“Mutual funds are subject to market risks.”

With a brief introduction to mutual funds, learning about equity mutual funds causes investors to have a wrong impression.

“Debt mutual funds are safe.”

But it is not anyone’s fault. It is a relativity trap, often called anchoring bias.

Debt mutual funds are relatively safer than equity mutual funds. It doesn’t mean they are inherently safe.

A large number of Indian investors learned it the hard way in recent years. There have been defaults, liquidity issues and debt fund windups that rocked the debt mutual funds arena.

Now more investors are aware of the fact that,

“Even debt mutual funds are subject to market risks.”

While it clarified a dangerous misconception, it also posed a more serious question to the investors. The best fixed-income investment instrument is no exception to market risks.

Does that mean debt mutual funds lost their halo ring?

Then, what is the best fixed-income asset?

We asked an industry insider the same question. He broke down the myths into simple raw facts.

If you have the same questions, find out your answers in the video below:

Skip the queue by registering for your 30-Minute FREE Financial Plan Consultation. Click the ‘BOOK YOUR SLOT NOW!’ button below. 

Holistic

Recent Posts

Enam India Vision PMS Review 2026-27: Strong Research, Weak Net Returns?

Listen to this article Quick Summary What Works What Doesn't No exit load, no performance…

11 hours ago

AIFs in India: High Returns on Paper, But When Does the Money Actually Come Back?

Listen to this article Alternative Investment Funds (AIFs) have rapidly become one of the most…

12 hours ago

Aditya Birla Sun Life AMC India Special Opportunities Portfolio PMS Review 2026-27

Listen to this article Category: PMS Review | Multi Cap & Flexi Cap Benchmark: S&P…

2 days ago

Starting Retirement Planning in Your 40s or 50s? Here’s How to Catch Up Strategically

Listen to this article Table of Contents: 1. A Late Start Doesn’t Mean Retirement Failure…

2 weeks ago

The U.S. Had More Power. Iran Had a Better Strategy. What Investors Must Learn From This

Listen to this article Power looks dominant—until it fails. History is rarely decided by who…

3 weeks ago

How Small Daily Investments Can Build a Multi-Crore Retirement Corpus

Listen to this article Is building a retirement corpus of ₹1–2 crore really only possible…

1 month ago