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NPS Vs. Equity Mutual Fund: Which is Better for Retirement Planning?

National Pension Scheme is undoubtedly the best investment instrument for retirement from the Govt. of India. It invests in Govt. bonds, corporate bonds, and equity schemes by evaluating your risk profile. The exposure to the equity market with the long lock-in period makes the right combination. It is ideal because equity investment is not a … Continue reading NPS Vs. Equity Mutual Fund: Which is Better for Retirement Planning?

How Should a Retired Senior Citizen Invest for Regular Income?

“Retirement Is For Your Employment, Never Your Investment” You don’t need to be a personal finance pundit to know this simple fact. Regardless, investors make a radical shift in their portfolio to “safe” investments once they retire. Ironically, resorting to debt investments & FDs, avoidance of equity market to avoid risk can be risky. But … Continue reading How Should a Retired Senior Citizen Invest for Regular Income?

Your Guide to Pro-Level Retirement Planning in India—Create Your Reliable and Achievable Retirement Plan

“Retire” literally means “Withdraw to a safe place”. Is that how you see your retirement life? An average person is going to spend almost one-third of their entire lifetime in retirement. It is, by definition, has to be a safe and comfortable place. Yet, a majority do not seem to think about their retirement life … Continue reading Your Guide to Pro-Level Retirement Planning in India—Create Your Reliable and Achievable Retirement Plan

GRATUITY: How To Calculate, Formula, Eligibility & Tax Exemption for 2021 with Downloadable Calculator

What Is Gratuity? Gratuity is given to you by your employer for the services rendered by you. It is paid by both public and private sector employers. It is included in your salary as Cost to the Company (CTC). It is 4.81% of the basic salary. This is for being associated with the company for … Continue reading GRATUITY: How To Calculate, Formula, Eligibility & Tax Exemption for 2021 with Downloadable Calculator

How to Invest the Retirement Corpus? | 3 Step Investment Strategy for an Indian Retiree

“Retirement is when you Stop living at Work and Start working at Living”. If you are already retired or close to retirement, you need to find a way of generating revenue without the need to work. The only way to earn without work is to invest your money in something that works. There are several … Continue reading How to Invest the Retirement Corpus? | 3 Step Investment Strategy for an Indian Retiree

Is Your Retirement Corpus Sufficient? Use This Reverse Engineering Technique to Find out-A Bonus Guide to Calculate the Right Corpus

Did you know the authenticity of your retirement corpus could be questionable? Whether you have a sound retirement plan or not, it is certain that you have a retirement corpus figure in your mind. This retirement corpus is the amount of money you wish to have at the time of your retirement. But, is it … Continue reading Is Your Retirement Corpus Sufficient? Use This Reverse Engineering Technique to Find out-A Bonus Guide to Calculate the Right Corpus