Financial PlanningFinancial Planning
In our company name , ‘Holistic’ stands for “COMPLETE and COMPREHENSIVE”.
The financial planning service which we offer is REALLY complete and comprehensive.Our financial planning package includes the following 7 services:
Financial Planning
Financial Plan Construction

Financial Plan ConstructionWe take into account the total income from various sources of your family. We project this income by assuming a growth rate of your income (based on your past experience). Then we take into account the total expenses of your family and project the same with assumed rate of inflation and the growth rate of increased spending due to lifestyle changes.

Like this, we project your income and expenses till your retirement and arrive at the available surplus to save year after year. Then we will find out the possibility of achieving your financial goals (like child higher education, wedding, buying a home, car, international vacation and retirement) with the projected savings. If it is possible then we proceed for the final financial plan construction.

If it is not possible to achieve all your goals with the projected savings, we will come out with the alternative suggestions like retiring later, postponing some of your goals, having a better increment rate for your income, reducing the goal values and so on. Based on the chosen alternative, we will construct the final plan.

free financial consulation

Risk Management
Risk Mangament
Under risk management, we cover certain precautious measures like creation of emergency reserve, the life insurance coverage required, medical insurance coverage required, and the protection against your existing assets.
Existing Asset mix Analysis
Existing Asset mix Analysis
We study all your existing investment asset mix and find out, to what extent, these investment asset mix will support your financial goals. Is there any better alternative?

Investment Plan & Tax PlanWe will create an asset allocation plan for the projected savings of the first year. This asset allocation plan will take guidelines from the final financial plan. We will suggest you how to diversify and invest your savings under this service.

Which term insurance plan to choose and what is the life cover to opt for? Which mediclaim policy to go in and what is the coverage require? All your investment queries will be answered here with specific details.

Tax Plan

Tax Plan
There are basically two aspects in Tax Planning. One is your 80C and other related tax saving investments. These will be taken care in financial plan.

Also, we create investment asset mix. We have to create in such a way. So that when you withdraw in future, you will legitimately pay lesser tax.

Financial Plan Review
Financial Plan Review

Financial Plan Review

We do this review once in six months. If the situation demands we may do 4 reviews in a year. What kind of situations can demand Financial Plan review? We could have assumed 15% as your increment rate for your salary.

But actually you could have got 20% or you could have got 10%.

You have planned to buy a home at the end of the 3rd year. But you have got a good property deal at the end of 2nd year. Whenever, there is a deviation from our plan, then that needs to be controlled with a review.


Financial Plan Execution
A success of financial planning depends on the execution.

Once you fully understand your financial planning, your next step in your financial life is to TAKE ACTION and implement it immediately while it’s still warm in your mind.

This is what separates 99% of investors from the rest. They actually DO the work and implement it all.

Execution is very important in financial planning.

Financial planning without execution is worthless. In our Financial Plan service, we will help you to track down your execution. If you have any problems during your financial plan execution, our team will help you and assist you to solve the issue. We will make sure that you will execute your financial plan to achieve your financial goals.

You will get these 7 services by opting for my financial planning package. That is, you will be outsourcing your complete personal finance management to us.

Is Comprehensive Financial planning at Holistic Investment Planners right for you?
Best Financial AdvisorAward for the
Best Financial Advisor
in South India

For more details

Feel free to contact our Business Development Executive

Call or WhatsApp to +919840764541