Categories: Financial Plan

Is it Worth Investing in NPS from a long-term perspective?

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“Money speaks only one language:

 If you save me today, 

I will save you tomorrow!”

A steady income during our retirement period is a financial goal many are trying to actualize.

Some may plan to rely on the pension provided by their employers.

Some may decide to invest in Pension schemes to be financially safe during their retirement period.

There are many pension-related products available to us.

One such Pension product introduced by the Government of India is National Pension Scheme (NPS).

The account maintenance costs under NPS are the lowest as compared to similar pension products across the globe.

So it might make you wonder;

  1. Is NPS a good investment?
  2. What are its advantages?
  3. What are its drawbacks?

You can watch the video below to answer all your questions about choosing NPS for your retirement where our experienced speaker Mr. Gururaj has explained in detail:

If you plan to invest in NPS, two sets of options are available to you.

NPS Tier-1: This is the non-withdrawable permanent retirement account.

Here the subscriber makes regular contributions, which are credited and invested as per the fund manager chosen by the subscriber.

NPS Tier-2: This is a voluntary withdrawable account. The withdrawals are permitted from this account as per the requirement of the subscriber.

This might make you think;

  1. Whether to invest in NPS Tier-1 or NPS Tier-2?
  2. Which is a better investment for the long term?

We have one of our Financial Experts, Mr Gururaj, with us for clearing all our doubts regarding NPS and its options.

Watch our video below to find the answers yourself:

If you have any comments or questions, write them in the comment box below.

Or are you interested in creating a Comprehensive Financial Plan for your financial goals?

Skip the queue by registering for your 30 Minute FREE Financial Plan Consultation. Click the ‘‘BOOK YOUR SLOT NOW!’’ button below. 

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