Listen to this article Table Of Contents Endowment Policy & Pure Endowment Policy – What is it? Features of Endowment Policy Types of Endowment Policy Benefits of Endowment Policy Endowment Plan vs Term Plan Endowment Policy – Q & A Alternate Investment Options Negative Aspects of Endowment Life Insurance Conclusion Have you played the game […]
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Are Mutual Fund SIPs a Rival or an Ally in the Pursuit of Luxury?
Listen to this article “SIPs eating into luxe car sale: Merc” This was the caption for a news article published on Nov 2022. The nutshell of the News article is one of the top Executives of Mercedes Benz, India was pinpointing the fact that the SIP is reducing the disposable income of Indians. If a […]
What is Term Insurance? How Does It Work?
Listen to this article I was addressing a webinar on Financial Planning. There were around 60 participants. So I asked a question to the audience. How many of you are insured? All of them raised their hands. My next question was – How many of you are adequately insured? Nobody knew whether they were adequately insured […]
Surrender Value & Paid-up Value in Life Insurance Policies
Listen to this article Akash paid 3-years premium toward his Endowment Policy. He then realized that his policy was not an ideal one in terms of investment and he intends to close the policy and withdraw the money paid to date. Akash had paid Rs. 10,000 for his policy over the past 3 years. When […]
Are Indian Markets Overvalued or Undervalued?
Listen to this article Our domestic stock market is soaring high. Indian equity benchmarks Sensex & Nifty are hitting new heights. Sensex crosses 75,000 level & Nifty tops 23,000 levels. We see the Indian Market experiencing this kind of tremendous growth. Then the following questions definitely pop up. Are Indian Markets Overvalued or Undervalued? Is […]
What should your mutual fund SIP frequency be: Daily, Weekly, Fortnightly, or Monthly?
Listen to this article In the world of finance, particularly in the context of Mutual funds, the common investment strategy is a Systematic Investment Plan (SIP). What is the advantage of SIP compared to other investments? SIP allows you to invest a fixed amount of money at regular intervals into a selected mutual fund scheme. […]
