AUTHOR : Holistic

Is your financial life organized? Or, is it scattered all around and you have no idea on how to organize your financial life!! Do you have a proper structure to keep all your Financial Documents such as bank documents, tax documents, insurance papers, loan papers, monthly bills and so on? If you are not around … Continue reading How to practically organize your Financial Documentation?

Do you know what is the actual power of your nominee? Do you know the key differences between Nomination, Trust and the Will? In this second part of the series of Estate Planning, you will learn the Key details of all these important tools of Estate Planning. If you have not yet read the first … Continue reading A Practical Guide to Estate Planning Tools

Have you done your Estate Planning? You know an effective Estate Planning can keep you out of trouble! Estate Planning is one of the most neglected area of financial life for most people because they have some false myths about Estate Planning! Some people wait for their retirement for estate planning, whereas others simply ignore … Continue reading How Estate Planning can keep You & Your Family out of Trouble?

Corona Virus is given the title ‘Novel’, to say it is first of its kind. It means there is no cure to the COVID19, yet. It also means that your existing life insurance or your mediclaim policy document did not include the Corona Virus when you bought it. “Will my life insurance policy cover death … Continue reading COVID-19 Vs. INSURANCE CLAIM: Is Your Insurance Policy Immune to Corona Virus?

The Sensex has fallen from 41,952 to 25,981. Almost 40% fall!!! Are you worried about the stock market levels? The crashes in the stock market? Your investments? Let’s get things into perspective. Let’s not get confused by the mess around. Let’s PRIORITISE. Table of Contents You and Your family’s health Never think your job is … Continue reading Stock Market Crash!!! What’s Your First Priority?

“Never spend your money before you have it” – Thomas Jefferson “The man who never has money enough to pay his debts has too much of something else” – James Lendall Basford These are little quotes on debt for you to think about. Table of Contents Why do you even take Loans? How does a … Continue reading Who Else Wants to Repay Debts Faster With Actionable Strategies?

What Is Gratuity? Gratuity is given to you by your employer for the services rendered by you. It is paid by both public and private sector employers. It is included in your salary as Cost to the Company (CTC). It is 4.81% of the basic salary. This is for being associated with the company for … Continue reading GRATUITY: How To Calculate, Formula, Eligibility & Tax Exemption for 2020 with Downloadable Calculator

“Save one third, live on one-third, and give away one-third.” – Angelina Jolie What if you had a job loss, a major sickness, an accident or a natural calamity? Imagine what you would do, when there is no one around? Or when none of them can help you financially? Difficult isn’t it? Here comes to … Continue reading All You Need To Know About Emergency Fund Planning

Often claimed to be a reformed ULIP, HDFC Life Click2Invest ULIP does seem different. But is it a “reformed” ULIP? The biggest reason is that, unlike other conventional ULIPs, Click2Invest has cut down few policy charges. Does it make any difference to a common investor? Is the HDFC Life Click2Invest ULIP effective in wealth creation? … Continue reading HDFC Life Click2Invest ULIP Review: With Illustration, Comparison & Best Return-Should You Invest?

Who doesn’t want rewards or incentives? Especially when you get the rewards simply by paying off your Credit Card bills!! It sounds too good to be true, but the CRED App has made it possible to earn reward points every time you pay your Credit Card bills. But wait… Should you trust this app for … Continue reading CRED App Review: Should you use this App for your credit card payment? [Updated for 2020]