AUTHOR : Holistic

“Retirement is when you Stop living at Work and Start working at Living”. If you are already retired or close to retirement, you need to find a way of generating revenue without the need to work. The only way to earn without work is to invest your money in something that works. There are several … Continue reading How to Invest the Retirement Corpus? | 3 Step Investment Strategy for an Indian Retiree

Is this HDFC Life’s Sanchay Plus any different from the previous one? If this Sanchay Plus is better, if at all, is this worth considering as an investment or insurance option? This review article about the new HDFC Life Sanchay Plus covers the following topics. Basic Features of HDFC Life Sanchay Plus Practical Review of … Continue reading HDFC Life Sanchay Plus: Review—Should You Buy It?

Your salary date is on 1st of the month and you pay the house rent on 5th, the electricity bill goes on 16th and the car EMI goes on 18th. What is your house rent, electricity bill and EMI doing in your savings account from 1st of every month until the due date? Nothing but … Continue reading Discover: Why are ‘Liquid Funds’ a must-to-have in your portfolio?

Can you carry a Telephone in your pocket while shopping? NO. Even if you are not shopping, you cannot carry a telephone in your pocket. That is why a Cellphone was discovered. But the objective of a telephone and a cellphone are basically the same. Communicating to a person immediately over a distance is the … Continue reading PMS Vs Mutual Fund: Which one is RIGHT for you?

Did you know the authenticity of your retirement corpus could be questionable? Whether you have a sound retirement plan or not, it is certain that you have a retirement corpus figure in your mind. This retirement corpus is the amount of money you wish to have at the time of your retirement. But, is it … Continue reading Is Your Retirement Corpus Sufficient? Use This Reverse Engineering Technique to Find out-A Bonus Guide to Calculate the Right Corpus

Is this asset suitable for long term or short term? What are the risk associated with different asset classes? What kind of returns can I expect from different asset classes? Do I need to choose one asset class or multiple asset classes? The investment lessons begin with the basics of different Asset classes followed by … Continue reading Simplified Guide for Different Investment Assets: Introduction to Asset classes and Practical Asset allocation

“Money makes many things” If you spend all your money on temporary happiness, it will give you a happiness of the moment and you will have nothing left for the future. Every day, we work approximately 8 to 10 hours to earn money. But do you spend at least 1 hour per month to check … Continue reading Are you on your right track to your Financial Destination?

Do you think you know your financial goals? Are you sure? Think twice! How are they different from your life goals? I mean, are they really different from one another? You want to give your children a quality education, is it a life goal or a financial goal? You want to learn how to play … Continue reading How to Achieve Your Financial Goals with a Targeted Strategy? (A Complete Guide With Checklists)

Are you an NRI – owning property in India? Are you worried about reporting the Indian property under FATCA? The FATCA (Foreign Accounts Tax Compliance Act) implementation by the US Federal Government has forced some of the Non-Resident Indians to sell off their properties in India due to the fear of being questionable on disclosing … Continue reading Revealed: Should USA based NRIs need to report Indian property under FATCA?

Selling of a property has never been an easy job. Being an NRI can only mean the trouble is twice the amount. Even if you find the right buyer to seal the deal, the complexities involving the TDS is unappealing. If you don’t follow the procedures of TDS with care, you could end up paying … Continue reading NRI Exclusive!! TDS on NRI Sale of Property- Here’s How to Get Your Nil TDS Certificate and More!!!