Listen to this article ₹2 crores in the bank. A home that is fully paid off. Investments that are doing reasonably well. And yet, somehow, the feeling of “I’ve made it financially” hasn’t quite arrived. If this sounds familiar, you are not alone. Once your net worth crosses a certain point, the financial advice that […]
Goal-Based Investing for NRIs: Building Separate Buckets for Every Goal
Listen to this article A client of mine in Dubai once told me something that stuck with me. His daughter’s US university admission letter and his mother’s hospital bill arrived in the same week. Both needed money from India. Both needed it now. He had one large SIP pool that he had been calling “my […]
LIC Bima Lakshmi Plan: Good or Bad? An Insightful Review
Listen to this article Can the LIC Bima Lakshmi Plan truly provide the financial security and savings benefits it promises, or is it just another traditional insurance plan with limited growth potential? Does the LIC Bima Lakshmi Plan offer the right balance between life protection and savings, or are there better alternatives available? Is the […]
Post Office RD Interest Rates: A Complete History from 2015-16 to 2026
Listen to this article Open any old Post Office Recurring Deposit passbook from 2015 and you will see a rate that looks almost unbelievable today: 8.40%. Open one from 2021 and the same scheme is paying 5.80%, on the same government guarantee, at the same post office counter. Nothing about the RD changed in those […]
How to Create Monthly Income from ₹5 Crore After Retirement?
Listen to this article Somewhere between your last salary credit and your first retired morning, one question tends to run on loop. Will ₹5 crore actually be enough? It’s a fair question. You spent three decades building this number. Now it has to work for you, every single month, for the next three. Here is […]
NRI Taxation in India: The Complete Guide to Income Tax, DTAA and Filing
Listen to this article Somewhere between a work call in Dubai and a family WhatsApp group in Chennai, most NRIs ask the same quiet question. “Am I even doing my India taxes correctly?” It is a fair question. NRI taxation in India sits at the intersection of three different rulebooks – the Income Tax Act, […]
