AUTHOR : Holistic

HDFC Life Sanchay par Advantage Plan is a non-linked, participating Life Insurance Plan. The unique feature of this plan is that you will receive the advantages of this policy until you reach 100 years of age!! The company claims it to be a Sanchay (means save and grow) Plan with advantage. In this article, we … Continue reading HDFC Life Sanchay Par Advantage Plan [Review]: Should You Buy?

“Credit Card” provides a few benefits to you such as Cashback, e-vouchers and reward points. Are they really benefits or hooks which can land you in a trap? If you use your credit card with care and abide by the essential rules of using a Credit Card, you will improve your credit score. Whereas, if … Continue reading BEWARE of 7-Traps and Optimize Your Credit Card Usage

Everybody has different financial needs; India is a country of diverse backgrounds and the lifestyle of each one differs based on their financial capabilities. Everyone’s financial goals differ accordingly. In such a case, how to evaluate the Financial Stability. This post will provide you the 20-point checklist for Financial Stability. But first… Let’s take this … Continue reading Financial Stability – 20 Points Checklist: Know Your SCORE!

Earned your first salary? Deposit it in the bank. Need a loan? Go to the bank. Storing your valuables? The bank is there for you. Banks have become synonymous with money in the sense that the average layman depends on the bank for all his money-related needs. The common man rarely ventures into alternatives other … Continue reading Have Multiple Bank Accounts…? How does It Affect You and How to Come Out of That Mess?

Whether it is the occasion of Akshaya Trithiya, Dhanteras, Diwali, or the big fat Indian wedding, Indians love buying gold. Taking into account our obsession with sovereigns, the government has introduced a lucrative opportunity to invest in gold bullion via the sovereign gold bond scheme series-VII. Salient Features of Sovereign Gold Bond Scheme Series-VII Dec-2019 … Continue reading Review of Sovereign Gold Bond Scheme Dec-2019 Series-VII

Have you ever wondered how to respond to Relationship Managers when they offer you the financial products, especially which you are totally UNAWARE of? The objective of this post is to inform you about their most common recommendations and for you to ask them the important questions regarding these products, so that they may not … Continue reading Ask Your Bank Relationship Manager These Questions before Investing

#1 Story of Vishwanath and His Second Chance at Life “I mean, we’re financially stable, my wife was earning too. But I was not confident whether that’d be enough for her to take care of our kids by herself. Or enough to make them feel financially secure, you know, to let them attain the life … Continue reading Two Threatening Life Stories That Will Make You Rethink Financial Planning

ICICI Prudential Future Perfect is a non-linked insurance plan. This plan claims guaranteed benefits and guaranteed bonuses. How “guaranteed” are their claims, we will find out in this article. In this article, we will demonstrate all you need to know about this plan by giving an elaborative example. You will be able to figure out … Continue reading ICICI Prudential Future Perfect [Review]: Updated for 2019

While we are confused about making a life decision, what our elders usually say is “It’s better to bag some advice from the experts”. But that reminds me of one of the famous Warren Buffett’s ‘advice on taking advice’ – “Never ask a barber if you need a hair cut”. Isn’t it obvious? If you … Continue reading Why does Your Bank Want You to INVEST in Insurance Policies? [SECRETS EXPOSED]

Insurance is precautionary, Investments are progressive. ULIPs are apparently a fusion—they are insurance investments. But more often, a combination of products would nullify each other’s advantages. HDFC Life ProGrowth Plus is one such insurance plan that offers the insurers a Sum Assured as benefit or fund value on successful completion of policy term. Is it … Continue reading ULIP REVIEW: HDFC LIFE PRO-GROWTH PLUS (Updated for 2019)-Should You Buy?