Category: Insurance

ICICI Pru iProtect Smart is a popular Term Insurance Policy, launched on 15th December 2015. Within 4 years this policy has gained a lot of popularity. But, is it really worth buying it? In this post, you will find a lot of inbuilt and optional features in this policy spread across its different variants. Some … Continue reading ICICI Pru iProtect Smart Policy-Review [Updated 2020]

Recently I posted an article on how your employer-provided health insurance leaves your financial plan vulnerable to uncertainties. If you haven’t read it yet, read: For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof? In the article, I addressed all the issues and presented a solution strategy. However, I felt it will be much more … Continue reading How to Pick The Ideal Mediclaim Policy for Your Financial Plan?

Any health crisis is a potential financial crisis. One of the thoughtful perks an employer can provide to their employees is the Health Insurance cover. It is a wonderful way of saying “you are a valuable resource to us”. But, ask yourself. Does it fit into your financial plan? Is it foolproof, so that your … Continue reading For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof?

When I say “Cover you with Life Insurance”, I do not mean a Herculean task. Not even a fraction of that. Unlike a financial plan, insurance planning—being a part of it—is a very simple and less demanding task, so that you can focus on your investments and capital growth. Yet, life insurance is as significant. … Continue reading A Simplified Guide: How to Cover Yourself Prudently With Life Insurance?

Life Insurance! When you read it, what came to your mind? Did you think of an insurance plan that promises a sum assured against life and a Lumpsum at maturity? You probably have a couple of them in your portfolio, too. It is an investment while also securing your life. It was claimed to be … Continue reading Is Your Life Insurance Policy Hurting Your Portfolio?-Discover How to Terminate Them with Financial Security

HDFC Life Sanchay par Advantage Plan is a non-linked, participating Life Insurance Plan. The unique feature of this plan is that you will receive the advantages of this policy until you reach 100 years of age!! The company claims it to be a Sanchay (means save and grow) Plan with advantage. In this article, we … Continue reading HDFC Life Sanchay Par Advantage Plan [Review]: Should You Buy?

ICICI Prudential Future Perfect is a non-linked insurance plan. This plan claims guaranteed benefits and guaranteed bonuses. How “guaranteed” are their claims, we will find out in this article. In this article, we will demonstrate all you need to know about this plan by giving an elaborative example. You will be able to figure out … Continue reading ICICI Prudential Future Perfect [Review]: Updated for 2019

While we are confused about making a life decision, what our elders usually say is “It’s better to bag some advice from the experts”. But that reminds me of one of the famous Warren Buffett’s ‘advice on taking advice’ – “Never ask a barber if you need a hair cut”. Isn’t it obvious? If you … Continue reading Why does Your Bank Want You to INVEST in Insurance Policies? [SECRETS EXPOSED]

HDFC Life Super Income Plan is a non-linked participating and limited pay money-back insurance plan. This plan comes with assured benefits and additional bonuses to plan the financial needs of an individual. Also, this insurance plan offers guaranteed income to the policyholder for a period of 8-15 years. In this article, we will analyze the … Continue reading HDFC Life Super Income Plan Review: Should you buy or not? [Updated for 2019]

Since I’m into Personal Finance Management for quite a long time, an old friend of mine who’s a Software techie suddenly showed up from somewhere and asked me, “Hey pal, how are you?!” And I said, “Yeah man, I’m great. How are you doing?” Then he put forth the real question, “Buddy, I have invested … Continue reading Unpleasant Facts about Investing in INSURANCE PLANS: Secrets Revealed!