Category: Insurance

Corona Virus is given the title ‘Novel’, to say it is first of its kind. It means there is no cure to the COVID19, yet. It also means that your existing life insurance or your mediclaim policy document did not include the Corona Virus when you bought it. “Will my life insurance policy cover death … Continue reading COVID-19 Vs. INSURANCE CLAIM: Is Your Insurance Policy Immune to Corona Virus?

Are you worried that you took a life insurance policy blindly? Did you think it to be a life-saver and now you don’t think so? Did your insurance agent mislead you with the wrong facts? The most common reason for cancelling life insurance is due to mis-selling of the insurance policies. Insurance agents and relationship … Continue reading How to Cancel Your Life Insurance Policy?

SBI Shubh Nivesh is an endowment policy, it provides a unique feature of whole life coverage. The company also claims to provide you with the attention-grabbing features such as regular income, multiple benefits of wealth creation, insurance cover, and wealth transfer. What does this policy have in its basket? Will you get any benefit if … Continue reading SBI Shubh Nivesh Plan: Complete Analysis & Review (Updated for 2020)

I see that you are in the middle of whether to buy the HDFC Life Classicassure Plus or not. Or you could have already bought this insurance plan in hopes of good maturity benefits. But now you have a question. Is it a worthy investment? You probably have researched a little about this insurance investment … Continue reading HDFC Life ClassicAssure Plus: Here is the Expert Analysis and Detailed Review of Benefits—Updated for 2020

HDFC Click 2 Protect 3-D Plus is a popular Term Insurance plan by HDFC Life Insurance. In this policy, the 3D are Death, Disability and Disease; policy ensures the protection against these 3Ds. It comes with 9 different plan options!! Seems like they have contained every possible insurance benefit within this policy. You may find … Continue reading HDFC Life Click 2 Protect 3-D Plus – Review [Updated for 2020]

ICICI Pru iProtect Smart is a popular Term Insurance Policy, launched on 15th December 2015. Within 4 years this policy has gained a lot of popularity. But, is it really worth buying it? In this post, you will find a lot of inbuilt and optional features in this policy spread across its different variants. Some … Continue reading ICICI Pru iProtect Smart Policy-Review [Updated 2020]

Recently I posted an article on how your employer-provided health insurance leaves your financial plan vulnerable to uncertainties. If you haven’t read it yet, read: For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof? In the article, I addressed all the issues and presented a solution strategy. However, I felt it will be much more … Continue reading How to Pick The Ideal Mediclaim Policy for Your Financial Plan?

Any health crisis is a potential financial crisis. One of the thoughtful perks an employer can provide to their employees is the Health Insurance cover. It is a wonderful way of saying “you are a valuable resource to us”. But, ask yourself. Does it fit into your financial plan? Is it foolproof, so that your … Continue reading For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof?

When I say “Cover you with Life Insurance”, I do not mean a Herculean task. Not even a fraction of that. Unlike a financial plan, insurance planning—being a part of it—is a very simple and less demanding task, so that you can focus on your investments and capital growth. Yet, life insurance is as significant. … Continue reading A Simplified Guide: How to Cover Yourself Prudently With Life Insurance?

Life Insurance! When you read it, what came to your mind? Did you think of an insurance plan that promises a sum assured against life and a Lumpsum at maturity? You probably have a couple of them in your portfolio, too. It is an investment while also securing your life. It was claimed to be … Continue reading Is Your Life Insurance Policy Hurting Your Portfolio?-Discover How to Terminate Them with Financial Security