Category: Insurance

Have you ever wondered which is worse? A devastating earthquake or picking up the pieces of life after surviving such an earthquake? Perhaps the second one requires more resilience and determination. It also requires the hand of providence and of-course good planning habits. It would be a shattering to see one’s home crumbling in front … Continue reading 5 Myths about Home Insurance Demystified

Disgruntled customers can bring down institutions, brands and products. Organizations therefore take utmost care in laying out detailed guidelines for “grievance redressal”. Arbitrators or ombudsmen are appointed for looking into contentious issues which cannot be resolved at the lower level. They act as a referee and try to reconcile the misgivings which the customer may … Continue reading How to Resolve Insurance Disputes through Ombudsman?

With the ever widening spectrum of health insurance options available, is it a development that will prove to be encouraging or alarming at the consumers’ end? Choosing the most feasible health insurance plan can be a complex process. In order to ensure that you get the best option out of endless choices available, always be … Continue reading How to choose a right health insurance plan

Why do we buy a life insurance cover? Simple and straightforward, to financially secure our loved one after we die. Speaking on a more casual note, life insurance is an income replacement strategy. How do we define a good life insurance policy? A life insurance will be termed as satisfying, if it provides: a decent … Continue reading Dos and Donts to remember when buying a life insurance policy

Over the last few years, term insurance has been gaining huge amount of popularity. With the insurance companies dropping the premium rates, they have also begun with enormous advertising of these policies. Additionally, companies have come up with the online options for obtaining these term policies. These prove to be very appropriate for the buyers, … Continue reading How to choose the right term insurance for you?

Claim rejection is the most disappointing subject in a policy holder’s life. The customer starts loosing trust in the company and feels betrayed. They feel the company gives unrealistic reasons for rejecting their claims. An insurance claim rejection results in a huge loss to customer, financially, because now they have to pay the medical expenses … Continue reading All you need to know about Exclusions in Your Health Insurance Policy?

What is a Bad Insurance Policy? Did your last insurance policy documents can be devastating at times for some policyholders, but recourse to such problems is now available. Insurance policies are long term commitments. They require due diligence in the form of timely annual premium payment. If it so happens that after having taken the … Continue reading Setting aside the ‘bad insurance policy’ is a good investment policy

Life’s uncertainties can disturb the rhythm and throw us off our balance. While we can’t predict the future, Health insurance covers the risk against sudden expenditure towards unseen medical expenditure. With surging medical costs and unhealthy lifestyles, a right health insurance policy is a boon. How to choose the right health insurance plan? With many … Continue reading The most important points to consider before selecting the right health insurance

Knowing about the Vehicle Insurance Policy “Buyer beware” is a common caveat which is used to warn buyers of services like

Just imagine, you are surfing on the blue green waters of Mauritius, sipping the serene and spiritual beauty of Bhutan in your soul or just wandering on the green pastures of Switzerland! Then all of a sudden, you develop severe stomach- upset in Mauritius, lost your baggage in Bhutan or misplace your passport during night … Continue reading All you wanted to know about Travel Insurance