Category: Insurance

ICICI Prudential Future Perfect is a non-linked insurance plan. This plan claims guaranteed benefits and guaranteed bonuses. How “guaranteed” are their claims, we will find out in this article. In this article, we will demonstrate all you need to know about this plan by giving an elaborative example. You will be able to figure out … Continue reading ICICI Prudential Future Perfect [Review]: Updated for 2019

While we are confused about making a life decision, what our elders usually say is “It’s better to bag some advice from the experts”. But that reminds me of one of the famous Warren Buffett’s ‘advice on taking advice’ – “Never ask a barber if you need a hair cut”. Isn’t it obvious? If you … Continue reading Why does Your Bank Want You to INVEST in Insurance Policies? [SECRETS EXPOSED]

HDFC Life Super Income Plan is a non-linked participating and limited pay money-back insurance plan. This plan comes with assured benefits and additional bonuses to plan the financial needs of an individual. Also, this insurance plan offers guaranteed income to the policyholder for a period of 8-15 years. In this article, we will analyze the … Continue reading HDFC Life Super Income Plan Review: Should you buy or not? [Updated for 2019]

Since I’m into Personal Finance Management for quite a long time, an old friend of mine who’s a Software techie suddenly showed up from somewhere and asked me, “Hey pal, how are you?!” And I said, “Yeah man, I’m great. How are you doing?” Then he put forth the real question, “Buddy, I have invested … Continue reading Unpleasant Facts about Investing in INSURANCE PLANS: Secrets Revealed!

Do you know your EPF account, through its scheme called EDLI, provides you with the insurance cover up to Rs.6 Lacs?? In this scheme, you don’t have to invest a single dime from your pocket!! Yes, it is true… The Government of India has introduced the Employee Deposit Linked Insurance Scheme (EDLI) in 1976. Through … Continue reading Employee Deposit Linked Insurance Scheme (EDLI): How can you benefit from it?

Unit Linked Insurance Plans (ULIPs) have always been popular among people. They have some attention-grabbing features such as: They combine the advantages of investment and insurance in a single plan. The benefit of Life Cover. As a result, your money is expected to grow, plus the future of your loved ones will remain protected from … Continue reading ULIP Review: ICICI Prudential Signature Plan – Is it Good or Bad?

Is this HDFC Life’s Sanchay Plus any different from the previous one? If this Sanchay Plus is better, if at all, is this worth considering as an investment or insurance option? This review article about the new HDFC Life Sanchay Plus covers the following topics. Review of HDFC Life: Company Overview Basic Features of HDFC … Continue reading HDFC Life Sanchay Plus: Review-Should You Buy It?

What is LIC Navjeevan plan all about? What are its salient features? How this can benefit investors? Is it worth investing in LIC Navjeevan Plan? Should you invest in LIC Navjeevan Plan or is there any better alternate to this? What is LIC Navjeevan Plan all about? LIC Navjeevan 853 is the new insurance plan … Continue reading LIC’s NAVJEEVAN PLAN 853: Key Features, Analysis & Review

Are you one who decided to purchase Term Insurance plan but still confused which company to opt? Do you pay a higher premium or lower premium for your term insurance? Are you sure that the company will settle down your claims or not? Are you still confused to choose which will be the best insurance … Continue reading A Cheat Sheet to Select the Best Term Insurance Plan for You

Have you ever wondered which is worse? A devastating earthquake or picking up the pieces of life after surviving such an earthquake? Perhaps the second one requires more resilience and determination. It also requires the hand of providence and of-course good planning habits. It would be a shattering to see one’s home crumbling in front … Continue reading 5 Myths about Home Insurance Demystified