Category: Insurance

Is this HDFC Life’s Sanchay Plus any different from the previous one? If this Sanchay Plus is better, if at all, is this worth considering as an investment or insurance option? This review article about the new HDFC Life Sanchay Plus covers the following topics. Basic Features of HDFC Life Sanchay Plus Practical Review of … Continue reading HDFC Life Sanchay Plus: Review—Should You Buy It?

What is LIC Navjeevan plan all about? What are its salient features? How this can benefit investors? Is it worth investing in LIC Navjeevan Plan? Should you invest in LIC Navjeevan Plan or is there any better alternate to this? What is LIC Navjeevan Plan all about? LIC Navjeevan 853 is the new insurance plan … Continue reading LIC’s NAVJEEVAN PLAN 853: Key Features, Analysis & Review

Are you one who decided to purchase Term Insurance plan but still confused which company to opt? Do you pay a higher premium or lower premium for your term insurance? Are you sure that the company will settle down your claims or not? Are you still confused to choose which will be the best insurance … Continue reading A Cheat Sheet to Select the Best Term Insurance Plan for You

Have you ever wondered which is worse? A devastating earthquake or picking up the pieces of life after surviving such an earthquake? Perhaps the second one requires more resilience and determination. It also requires the hand of providence and of-course good planning habits. It would be a shattering to see one’s home crumbling in front … Continue reading 5 Myths about Home Insurance Demystified

Disgruntled customers can bring down institutions, brands and products. Organizations therefore take utmost care in laying out detailed guidelines for “grievance redressal”. Arbitrators or ombudsmen are appointed for looking into contentious issues which cannot be resolved at the lower level. They act as a referee and try to reconcile the misgivings which the customer may … Continue reading How to Resolve Insurance Disputes through Ombudsman?

With the ever widening spectrum of health insurance options available, is it a development that will prove to be encouraging or alarming at the consumers’ end? Choosing the most feasible health insurance plan can be a complex process. In order to ensure that you get the best option out of endless choices available, always be … Continue reading How to choose a right health insurance plan

Why do we buy a life insurance cover? Simple and straightforward, to financially secure our loved one after we die. Speaking on a more casual note, life insurance is an income replacement strategy. How do we define a good life insurance policy? A life insurance will be termed as satisfying, if it provides: a decent … Continue reading Dos and Donts to remember when buying a life insurance policy

Over the last few years, term insurance has been gaining huge amount of popularity. With the insurance companies dropping the premium rates, they have also begun with enormous advertising of these policies. Additionally, companies have come up with the online options for obtaining these term policies. These prove to be very appropriate for the buyers, … Continue reading How to choose the right term insurance for you?

Claim rejection is the most disappointing subject in a policy holder’s life. The customer starts loosing trust in the company and feels betrayed. They feel the company gives unrealistic reasons for rejecting their claims. An insurance claim rejection results in a huge loss to customer, financially, because now they have to pay the medical expenses … Continue reading All you need to know about Exclusions in Your Health Insurance Policy?

What is a Bad Insurance Policy? Did your last insurance policy documents can be devastating at times for some policyholders, but recourse to such problems is now available. Insurance policies are long term commitments. They require due diligence in the form of timely annual premium payment. If it so happens that after having taken the … Continue reading Setting aside the ‘bad insurance policy’ is a good investment policy