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SBI Shubh Nivesh is an endowment policy, it provides a unique feature of whole life coverage. The company also claims to provide you with the attention-grabbing features such as regular income, multiple benefits of wealth creation, insurance cover, and wealth transfer. What does this policy have in its basket? Will you get any benefit if … Continue reading SBI Shubh Nivesh Plan: Complete Analysis & Review (Updated for 2020)

ICICI Pru Wealth Builder II is a ULIP Policy with an attention-grabbing title and features such as it gives you the flexibility to choose your investment among 7 different investment options, apart from investment benefits, it also provide you bonuses if you stay invested for long term. Now the point is, should you consider investing … Continue reading ICICI Pru Wealth Builder II Plan-Review [Updated for 2020]

I see that you are in the middle of whether to buy the HDFC Life Classicassure Plus or not. Or you could have already bought this insurance plan in hopes of good maturity benefits. But now you have a question. Is it a worthy investment? You probably have researched a little about this insurance investment … Continue reading HDFC Life ClassicAssure Plus: Here is the Expert Analysis and Detailed Review of Benefits—Updated for 2020

ICICI Pru Easy Retirement is a Unit Linked pension plan or ULPP. ULPPs are similar to ULIPs but they do not have a life cover. ULPP offers you a pension at the completion of your ULPP term. This scheme offers you some attention-grabbing features such as pension boosters, flexibility in income phase, etc. How much … Continue reading ICICI Pru Easy Retirement Plan – Review 2020

ICICI Pru Lifetime Classic is a ULIP policy, which seems to provide a lot of different options in its investment aspect. The company claims it to be a potential policy to grow your money faster as compared to the other existing ULIPs! How true is this claim, we will find this out in our analysis … Continue reading ICICI Pru Life Time Classic: ULIP Review [Updated for 2020]

Here’s A Surefire Way to Optimize Your Portfolio “Float like a Butterfly, Sting like a Bee” —Said the boxing legend, Muhammad Ali. I suggest your investment portfolio should do the same. You might ask, what does boxing have to do with portfolio optimization? Investments, like any PERFORMANCE sport, have everything to do with the investor’s … Continue reading If Portfolio Optimization Promises Outstanding Returns, Wouldn’t You Take It?

HDFC Click 2 Protect 3-D Plus is a popular Term Insurance plan by HDFC Life Insurance. In this policy, the 3D are Death, Disability and Disease; policy ensures the protection against these 3Ds. It comes with 9 different plan options!! Seems like they have contained every possible insurance benefit within this policy. You may find … Continue reading HDFC Life Click 2 Protect 3-D Plus – Review [Updated for 2020]

ICICI Pru iProtect Smart is a popular Term Insurance Policy, launched on 15th December 2015. Within 4 years this policy has gained a lot of popularity. But, is it really worth buying it? In this post, you will find a lot of inbuilt and optional features in this policy spread across its different variants. Some … Continue reading ICICI Pru iProtect Smart Policy-Review [Updated 2020]

Recently I posted an article on how your employer-provided health insurance leaves your financial plan vulnerable to uncertainties. If you haven’t read it yet, read: For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof? In the article, I addressed all the issues and presented a solution strategy. However, I felt it will be much more … Continue reading How to Pick The Ideal Mediclaim Policy for Your Financial Plan?

Any health crisis is a potential financial crisis. One of the thoughtful perks an employer can provide to their employees is the Health Insurance cover. It is a wonderful way of saying “you are a valuable resource to us”. But, ask yourself. Does it fit into your financial plan? Is it foolproof, so that your … Continue reading For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof?