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No Exception From Market Risks: What Should be the Ideal Fixed Income Asset in Your Portfolio?

You have heard it a thousand times. “Mutual funds are subject to market risks.” With a brief introduction to mutual funds, learning about equity mutual funds causes investors to have a wrong impression. “Debt mutual funds are safe.” But it is not anyone’s fault. It is a relativity trap, often called anchoring bias. Debt mutual … Continue reading No Exception From Market Risks: What Should be the Ideal Fixed Income Asset in Your Portfolio?

Categories Stock Market

What if the Stock Market Crashes Days Before I Redeem for My Financial Goal?—The Safest Strategy to Exit the Market!

Imagine this. You are investing in an equity mutual fund scheme for 10years. It is for your kid’s college fund. Finally, the goal is here, and you need the fund in a couple of days. But the next morning, flash news: “SENSEX Crashes by 30%!” You take a look at the investment value of your … Continue reading What if the Stock Market Crashes Days Before I Redeem for My Financial Goal?—The Safest Strategy to Exit the Market!

Trouble Analysing the IPO Offer Document? What Matters the Most While You Invest?

Every IPO creates a buzz in the stock market. “Is this the golden nugget of stocks?” No investor would want to miss out on that. “What if this company has the edge over its competitors?” It is a guaranteed industry leader and a wealth generator for investors. But how can you be sure? The first … Continue reading Trouble Analysing the IPO Offer Document? What Matters the Most While You Invest?

Categories Investments

Right Time to Invest in Bitcoin/Cryptocurrency? Consider These Before You Do!

“The Currency of the Future” It is the unofficial tagline given to Bitcoin or any other cryptocurrency, for that matter. Bitcoin, Ethereum, Litecoin, Chainlink, Dogecoin, there are several cryptocurrencies. Even billionaire Elon Musk is openly supporting Dogecoin, a cryptocurrency, on Twitter. And of late, their value is skyrocketing in the S&P500. Skyrocketing is an understatement … Continue reading Right Time to Invest in Bitcoin/Cryptocurrency? Consider These Before You Do!

Categories Financial Planning

Why are Financial Institutions Focusing on ESG Based Funds? The Rise of Responsible Investing

One of the best things about investing in Equity Mutual Funds is transparency. Any investor can see where the fund manager is investing their money. It has allowed investors to assess the quality or investment strategy of the fund. However, one of the best things about this transparency only came recently. It is the Rise … Continue reading Why are Financial Institutions Focusing on ESG Based Funds? The Rise of Responsible Investing

How Frequently Should You Review Your Mutual Fund SIP? And Rebalance Investment Portfolio?

Every seasoned investor knows that asset allocation is the only control they have on their investment portfolio. Even Warren Buffet, as the CEO of Berkshire Hathaway, prioritises capital allocation over anything else. Whether you’re a billionaire investor or a retail investor, the fundamentals of investing doesn’t change. But what does change is your risk tolerance … Continue reading How Frequently Should You Review Your Mutual Fund SIP? And Rebalance Investment Portfolio?

Categories Mutual Funds

When is the Right Time to Make Lumpsum Investment? Is Stock Market Recovery a Sign?

“Don’t Try To Time The Market!” It is probably the first advice any investment advisor will tell you. It is an indirect way of saying: “don’t make any Lumpsum investment in equities”. There’s a good reason for it. With the stock market being highly volatile, there is a good chance you could end up investing … Continue reading When is the Right Time to Make Lumpsum Investment? Is Stock Market Recovery a Sign?

Categories Retirement Planning

How to Choose the Right Investment Products for Your Retirement & Kid’s Education?

You can rent a home instead of buying it. It is often economical. Almost all of your financial goals have a financially better alternative. But what about your retirement fund and your children’s education fund? These are the top2 non-negotiable financial goals. They can never be delayed or replaced. You require proactive planning and a … Continue reading How to Choose the Right Investment Products for Your Retirement & Kid’s Education?