Quick Summary What Works What Doesn’t Strong alpha over 1-year, 2-year, 3-year, and since-inception periods 5-year alpha is negative — the one period that matters most to a real HNI holding period Zero exit load at any point — genuine flexibility to leave 2% flat fee (or hybrid fee) is high for a portfolio now […]
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What Nobody Tells You Before You Open a Home Loan Overdraft Account
Listen to this article A self-employed chartered accountant with a ₹70 lakh home loan parks ₹8 lakh in her OD account after a strong tax-filing season. Her tenure should have shrunk from 20 years to roughly 15. Instead, it keeps sliding back toward 18 — a festival expense here, an office upgrade there, and every […]
Avestha Long Term Growth PMS Review: Performance, Fees & Should You Stay Invested?
Listen to this article Quick Summary What Works What Doesn’t Positive alpha over the S&P BSE 500 TRI across the 2, 3, 5-year, and since-inception periods Sharply negative 1-year alpha (-3.76%) and a negative Sharpe Ratio (-0.64) — the most recent, most relevant window looks weak Highly experienced fund manager (Farokh Pandole — Harvard, Wharton, […]
Sensex and Nifty Explained: What India’s Market Barometers Really Tell Investors
Listen to this article Every day, millions of Indians check the Sensex and Nifty before making investment decisions. Television anchors celebrate when the Sensex crosses a milestone. Financial newspapers highlight new highs in the Nifty. Social media discussions often revolve around whether the market is bullish or bearish based solely on these two numbers. But […]
The Small-Cap Recovery Story: What Investors Must Understand Before Chasing Returns
Listen to this article Few segments of the stock market generate as much excitement—and anxiety—as small-cap stocks. When markets are rising, small-cap companies often produce eye-catching returns that attract investors searching for the next multibagger. Stories of companies delivering 5x, 10x, or even 20x returns over a decade are usually found within the small-cap universe. […]
Form 168 Explained: What India’s New Tax Reporting System Means for Income Tax Filers
Listen to this article Income tax filing in India has undergone significant changes over the past decade. What was once a largely manual and document-driven process is steadily evolving into a highly integrated digital ecosystem powered by real-time financial data. The objective is simple: make tax compliance easier for honest taxpayers while improving the government’s […]
