Coming back home is a special thing for every returning NRI. Working hard day in and day out in a foreign land for years to become financially well only adds to the joy. But any transition is troublesome. For any returning NRI, one of the biggest fears is adapting to the investment environment in India. … Continue reading What Are The Suitable Investments for Returning NRI?
“There are decades where nothing happens, and there are weeks where decades happen.” It is a quote from Vladimir Lenin, a revolutionary leader of Soviet Russia. Ironically, it describes the nature of the stock market very well. In 2020, the SENSEX crashed 38% in a matter of weeks. Many investors lost their years of investments. … Continue reading Has the Mutual Fund Investment Rule Changed Post Covid19 Crash?
“Your house is not an asset!” —says Robert Kiyosaki in his book “Rich Dad Poor Dad.” He is one of the many millionaires who made a fortune out of rental income. And then there is Equity Mutual Fund investment. It has relatively lesser risk, better flexibility, and liquidity. Head to head, what should you choose? … Continue reading Rental Income Vs. Equity Mutual Fund Investment
“Don’t Put All Your Eggs in One Basket” But how many eggs in each of the baskets? The answer is subjective. Finding the right balance between equity and debt investments is one thing. But maintaining that balance has always been a real challenge. It is almost like trying to solve a Rubik’s cube that is … Continue reading How Can Investors Manage Asset Allocation?
A longstanding criticism against the free market economy is the concerns of exploitation by the organisations in it. A good organisation must aspire to give as much as it takes: be it its environment, the society around it, even with its governance. In the wake of such concerns—more importantly, Climate Change—came the ESG criteria. It … Continue reading How Important is this ESG Criteria or ESG Focused Funds?
Tech giants like Facebook, Amazon, and even US investors like Mark Mobius are investing billions in India. Should you flip side and invest in international funds? On one hand, there is a claim that technology funds are risky. And the international market being a relatively “uncharted water” to an average retail investor only seem to … Continue reading Nilesh Shah’s View on International Funds
One of the frequent questions I receive from clients and especially first-time investors is… “Index Funds Vs Actively Managed Funds, which is better?” “What Percentage of allocation can I give for each?” A very good question indeed. It is not just a matter of choice with investment style. Unfortunately, the noise around social media project … Continue reading Nilesh Shah View on Index Fund vs Actively Managed Fund
“Gold has its price; learning is beyond price.” -Chinese Proverb Everybody has a range of opinions about Gold as an investment. But where does Gold stand as an asset class? Should you invest in Gold or not?—is a question every other investors have been pondering for a long time. The fact is, Gold doesn’t always … Continue reading Gold as an Investment
In 2019, an artwork named “Comedian” was sold for $1,20,000 in the US. Let me tell you what “Comedian” is… “Comedian” is just a banana duct-taped to a wall. From the whole incident, I learned two important things. One is that anything can be sold to people by creating a hype. No matter how absurd … Continue reading How to Come out of Past Financial Mistakes?
The best way to treat the obstacle is to use them as your stepping stones. One who uses the obstacles as stepping stones become legends. When the market crashed in 2008, Warren Buffett suffered a lot. But it never stopped him from becoming the most successful investor in the world. He waited patiently and used … Continue reading 10 Warren Buffett quotes to make a wise investment decision!