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ICICI Pru iProtect Smart is a popular Term Insurance Policy, launched on 15th December 2015. Within 4 years this policy has gained a lot of popularity. But, is it really worth buying it? In this post, you will find a lot of inbuilt and optional features in this policy spread across its different variants. Some … Continue reading ICICI Pru iProtect Smart Policy-Review [Updated 2020]

Recently I posted an article on how your employer-provided health insurance leaves your financial plan vulnerable to uncertainties. If you haven’t read it yet, read: For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof? In the article, I addressed all the issues and presented a solution strategy. However, I felt it will be much more … Continue reading How to Pick The Ideal Mediclaim Policy for Your Financial Plan?

Any health crisis is a potential financial crisis. One of the thoughtful perks an employer can provide to their employees is the Health Insurance cover. It is a wonderful way of saying “you are a valuable resource to us”. But, ask yourself. Does it fit into your financial plan? Is it foolproof, so that your … Continue reading For Salaried Employees: Is Your Employer-Provided Health Insurance Foolproof?

When I say “Cover you with Life Insurance”, I do not mean a Herculean task. Not even a fraction of that. Unlike a financial plan, insurance planning—being a part of it—is a very simple and less demanding task, so that you can focus on your investments and capital growth. Yet, life insurance is as significant. … Continue reading A Simplified Guide: How to Cover Yourself Prudently With Life Insurance?

You might have relied on fixed-income investments for a steady income along with your salary at some point in your life. You may even think that they are the safest bet to get returns in today’s volatile financial scenario. In this article, we will address some prevailing fallacies about fixed-income investments. 1) Fixed Income Assets … Continue reading 3 Fixed Income Myths That Can Hold You Back from Reaching Your Financial Goals

In the wake of the Karvy stock broking fraud, many eyebrows have been raised about the safety of mutual funds. Can your stock broker liquidate your mutual fund units and elope with the money ? What happened at Karvy? Is investing in mutual funds safe? Let’s find out. About Karvy Broking Firm Karvy broking firm … Continue reading The Karvy Scam Fallout – How Safe Are Your Mutual Funds

Life Insurance! When you read it, what came to your mind? Did you think of an insurance plan that promises a sum assured against life and a Lumpsum at maturity? You probably have a couple of them in your portfolio, too. It is an investment while also securing your life. It was claimed to be … Continue reading Is Your Life Insurance Policy Hurting Your Portfolio?-Discover How to Terminate Them with Financial Security

HDFC Life Sanchay par Advantage Plan is a non-linked, participating Life Insurance Plan. The unique feature of this plan is that you will receive the advantages of this policy until you reach 100 years of age!! The company claims it to be a Sanchay (means save and grow) Plan with advantage. In this article, we … Continue reading HDFC Life Sanchay Par Advantage Plan [Review]: Should You Buy?

“Credit Card” provides a few benefits to you such as Cashback, e-vouchers and reward points. Are they really benefits or hooks which can land you in a trap? If you use your credit card with care and abide by the essential rules of using a Credit Card, you will improve your credit score. Whereas, if … Continue reading BEWARE of 7-Traps and Optimize Your Credit Card Usage

Everybody has different financial needs; India is a country of diverse backgrounds and the lifestyle of each one differs based on their financial capabilities. Everyone’s financial goals differ accordingly. In such a case, how to evaluate the Financial Stability. This post will provide you the 20-point checklist for Financial Stability. But first… Let’s take this … Continue reading Financial Stability – 20 Points Checklist: Know Your SCORE!