Credit Card

Listen to this article The premium credit card market in India is evolving fast, and two names consistently dominate the conversation: the HDFC Infinia Metal Card and the ICICI Emeralde Private Metal Card. For years, Infinia enjoyed an almost uncontested reputation as the “ultimate” lifestyle card. But with ICICI stepping up its game, Emeralde has […]

Listen to this article “I have reached the maximum limit of my credit card.” “I can’t pay off my credit card bill in full this month either. I can only pay the minimum due.” Are you mumbling these sentences every month without fail? If so, there is one thing you need to understand clearly. Your […]

Listen to this article Table of contents 1.)Understanding ‘Minimum Amount Due in Credit Card’ 2.)Americans Owe Almost $900 Billion in Card Debt 3.)Credit Card Usage – Unanswered Questions 4.)What is the Credit Card Billing Cycle? 5.)Total Amount Due & Minimum Amount Due – What is it? 6.)The Allure of Revolving Credit! 7.)Revolving credit vs. Installment […]

Listen to this article Who doesn’t want rewards or incentives? Especially when you get the rewards simply by paying off your Credit Card bills!! It sounds too good to be true, but the CRED App has made it possible to earn reward points every time you pay your Credit Card bills. But wait… Should you […]

Listen to this article Are you one of the people trapped in credit card benefits like cashback, e-vouchers, and reward points? But are they really beneficial or hooks that can land you in a trap? If you use your credit card with care and abide by the essential rules of using a Credit Card, you […]

I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. I consoled him and asked him to talk to […]