Who doesn’t want rewards or incentives? Especially when you get the rewards simply by paying off your Credit Card bills!! It sounds too good to be true, but the CRED App has made it possible to earn reward points every time you pay your Credit Card bills. But wait… Should you trust this app for … Continue reading CRED App Review: Should you use this App for your credit card payment? [Updated for 2020]
“Credit Card” provides a few benefits to you such as Cashback, e-vouchers and reward points. Are they really benefits or hooks which can land you in a trap? If you use your credit card with care and abide by the essential rules of using a Credit Card, you will improve your credit score. Whereas, if … Continue reading BEWARE of 7-Traps and Optimize Your Credit Card Usage
Should you quit your never-ending job, and make a decision to retire early? What else do I need to have, in order to consider my retirement seriously? These are just a few, but very common questions popping up in the minds of most young and middle-aged working person. The thought of early retirement instantly lets … Continue reading How do you know if you are actually ready to retire
Life’s little surprises always bank on credit facilities. Raj, a 35 year-old executive built his dream house which he financed through credit. To meet his new lifestyle requirements, he went on a spending spree adding more electronics to his foray through his credit card. Little he did realize that his debt slowly was snowballing to … Continue reading How these credit facilities make you fall prey for the debt trap
I remember of a recent incident, where a young man of about 30 years, who came to me for a consultation. He wanted to check with me different modes of borrowing money at a lower interest rate to pay off his high cost credit card debt. I was curious. He was earning well. He did … Continue reading How to Pay-off your High Cost Credit Card Debt?