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Holistic investment planners, financial planning Chennai, Private wealth management Chennai

Holistic investment planners, financial planning Chennai, Private wealth management Chennai

Financial Planning chennai India, Private wealth management chennai India, Investment Advisory India, Systematic Investment Plan, Mutual Fund SIP, Mutual Fund ELSS, Tax Saving scheme

How to get better investment returns than your friends or others

How to get better investment returns than your friends or others?

by Holistic Leave a Comment

Whenever we wish to buy any shares or like to invest our money , we have a tendency to take help from people we know. This is quite normal and is also advisable to consult and ask people around you before you make any investment. After all, you will be spending your hard earned money for your better future.

But, there is one mistake which we all do; we follow the footsteps of others and don’t analyze things on our own. When it is said to consult others, it is not meant to follow how they have invested their money. You have to understand that every individual has different needs and thus invest money accordingly. There is a possibility that the person you consulted has different needs from you and thus his/her way of investment is not going to serve your purpose.

What’s your reason to invest?

In order to invest at a right place, you need to understand few things first. You should be aware about your motive to invest. Generally, we all aim to secure our future by investing into shares and mutual funds. Mutual funds are more secure than shares but also are little slower when it comes to return on investment. If you are investing in shares, then you have to assess your risk factors and should know how much risk you can take during bad times.

Without taking your risk factors into consideration, investing in funds may lead you to various problems. For sure no one is looking for any sort of trouble. Always remember, every individual has different financial requirement and risk factors differ from person to person. So, if your friend is investing in a particular share, then just don’t follow him. Wait, assess your financial status and risk, and then invest on it.

Is it a Long term or short term Investment?

You should keep in mind the investing period. Some look for a short term investment and some go for long term. This differs according to the requirement of an individual. So, may be the person you consulted had a requirement for the short term and thus his/her technique is not going to meet your long term requirement. Thus, you need to understand your time horizon and invest accordingly.

When you need cash for emergency…

The liquidity requirement of every individual is different. Liquidity implies how soon we can get the money. The requirement and need of it differ and thus we can’t just follow the footsteps of others. Imagine that are investing with a motive to get return sooner but you invested in a plan that would take a couple of years more than your requirement. In such condition, you will be helpless and it would seem worthless to have invested in such a plan. Thus, it required that you do a proper research and study of any plans before investing. After all, you would not expect to get yourself into any sort of trouble.

What is your Tax bracket?

The next point is the tax implications. This certainly is different and you are not paying equal tax as your friend or colleague. So, why do you want to invest the same amount in the same investment plan as them? This isn’t wise at all. So, make sure that you have done all the necessary tax implication before you invest in any plan. And it is always wise to choose the one which will suit your pocket and need.

Create a Customized Investment plan

And at last, we all want to invest in plans to get a good return. So, if you see that the plan is not giving you a good return then why to invest in that plan? Just to make others happy by following their footsteps is not going to serve your motive of investment. You need to make sure that the plan in which you invest is beneficial to you. You need to get a good return by investing in that plan. Just because others are getting return, doesn’t mean that you will be able to meet your requirement. As we have seen that everyone’s requirement differs and thus you should get return as per your requirement.

There is no harm in taking advice and asking your colleagues or friends about investment. But, when you are going to invest your money, it is always advised to do a proper research and understand your need. Without doing this, you may end up in investing money in a plan which will be completely different than what you need. After all, this our money.
To make all the successful and sound investment principles and techniques work in your favour, you may test-drive our wealth management services by opting for

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Jey S
Jey S
24. September, 2021.
I have been using Holistic Investment Planners for the last three years. Mr. Srinivasavaradhan answered all my questions and doubts very patiently during the first free consultation. I was able to clearly define my short-, medium- and long-term goals once I signed up for the comprehensive plan and got their investment plan suggestion to achieve my goals. They are very polite and highly professional whenever I contact them for any queries or make investments. They never pressurize you to invest on their recommended financial products. I would have been lost money by investing directly without their help since I do not have time and knowledge about different financial products. Risk planning is also done as part of financial planning. Truly, they are holistic planners when it comes to your financial planning. They help you to define your life goals, understand your financial resources and establish a plan to invest towards reaching those goals. They do review your plan as you progress to make sure that you are on correct path to achieve those goals. Kudos to the team and keep up the good work!!! I am happy that I found holistic investment planners for my financial planning and management.
aksaswadkar
aksaswadkar
24. September, 2021.
I was about to retire and really not understanding how to invest money to have financial freedom and fulfilling my goals. Was desperately searching on internet way out and fortunately came across Holistic Investment Planners. I read number of articles on their website and realized that this is the agency which I want and engaged their services for my retirement planning. It is an excellent experience to be associated with Holistic. Right from day one our interaction was fantastic and they gave me such a wonderful plan that I had never imagined. I am fortunate enough to be in the client list of Holistic. I have recommended Holistic to my friends as well.
Lionel Faber
Lionel Faber
16. September, 2021.
I've been availing their services for the past year. They are highly knowledgeable in the field and are very patient with all doubts and queries. Personalized financial planning is provided keeping your short term, medium term and long term goals in mind. They do not pressurize you to purchase schemes of their choice. They provide their input and suggestions and leave the decision up to you which shows their honesty and high principle.
Sridhar
Sridhar
8. September, 2021.
Financial planning brings peace in life. Holistic Investment have supported in arriving financial plan based on future goals. My investments are regular since then. They are professionals in their business, will recommend others.
Nitesh Agrawal
Nitesh Agrawal
6. September, 2021.
I have been using Holistic Investment Planners from last one year. The journey has been fantastic. Being a finance person myself I always thought we can look after and plan own finances also. However, due to lack of time and deciplain the things are not always as desired. After joining with Holistic Investment for the first time Icame to know the Financial goals and quantified them. Some dreams were unrealistic based on the earnings and savings so had a reality check. Also got the information and deciplain of investing on regular and more rewarding securities. I definetly suggest to use Holistic Investment Planners. They are professionals, available and hear youor full story before presenting plans. They are flexile in the sense if there are some urgent deviations required, they help to plan the same. For all professionals/individuals I would suggest using professional help of Holistic Investment Planners for best results in long term investment and financial goals achivements. Last advise will be to start early in your life. It really pays well to start in the beginning itself else the dreams needs to adjust :)
Swetha Vasanth
Swetha Vasanth
6. September, 2021.
This is my first year service with the Holistic Team and I would say that they are very much helpful in creating a financial plan and follow ups during the year. I would definitely suggest them if anyone who is willing to proceed with their savings professionally.
Joseph Mathias
Joseph Mathias
6. September, 2021.
I came to know about Holistic Investment Planners online while searching for different investment ideas. Once I contacted them the journey was very smooth. Mr. Ramalingam explained all the aspects of Financial planning in detail and it opened my mind. I realized how important it is to have a Financial planning. Mr. Rajan suggested all the requirements as per my goals and made a Investment plan keeping in mind of my goals. I started my Investment journey with them. I wish I had done it some years back then it would have been in a different level. Review meetings were held every six month to check the implementation of the plan and check the results as per the requirements and to check if any changes required. Overall it was a good experience with Holistic Investment team and would like to continue in the years to come.
Srinvas Kannan
Srinvas Kannan
30. July, 2021.
I came across Holistic investment planners almost 5-6 years back, but I did not have the trust since I had met a few of them who did not sound promising. Then I started investing through a financial advisor of my friend. After 4 years of investing the returns were very low. I was disappointed and started looking for financial advisors when I came across Holistic investment. I had a detailed discussion about my goals and the way they would approach achieving my goal before deciding to switch my investments to them. After a thorough analysis of my then existing portfolios, they suggested new ones and we zeroed-in on 6 schemes/funds where our investment would be split. I am glad I made the decision of switching over and taking Holistic planner's advise, my returns are handsome and I only wish I could have taken their help/advise 5 years back itself. Neverthless, I would like to recommend their services for investment and financial advise if someone is serious about their investments.
Shivaram Andiappan Selvaraj
Shivaram Andiappan Selvaraj
3. July, 2021.
I got a free first time consultation. I got my doubts resolved. They also gave additional advises for investment planning which was also useful.
Nellai B
Nellai B
26. June, 2021.
I have been associated with them for the past three years. They are very professional and polite in answering all our questions. I have complete trust in their suggestions. I strongly recommend for anyone. I am looking forward to have strong and successful association with them.
Google rating score: 4.4 of 5,
based on 61 reviews.

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