Each one of us loves a winner. It is a psychological need perhaps that gives us faith and confidence in the choices we make. But then, just as day has night, crests have troughs, and rise has fall, good performance is pitted against underperformance. Life needs to balance and mastering the ups and downs is … Continue reading How to validate the Underperformance of a Mutual Fund?
Introduction: Mutual Fund managers are like gardeners who use different techniques to ensure that the money entrusted to them by the investors, grow and blossom well. Investors may not know what such techniques are, but may be keen to get an overview of the methods applied to manage Mutual Fundss. Let us take … Continue reading Which approach is better in managing Mutual Funds? Top Down Vs Bottom Up
Introduction: A mutual fund’s performance and risk can be ascertained by many statistical tools. Among the tools are risk & reward ratios, which help to ascertain the level of risk and reward associated with a particular mutual fund in a given circumstance at a point of time. Here is an overview of Alpha … Continue reading Two important statistical tools to select a better rewarding mutual fund
Why Dematerialization? In the modern financial world, the benefits of holding share and security investments in dematerialized format, is known to many. However, the consequences of holding or not holding mutual funds investments in the demat form , may not be that well known. How is Mutual Fund Demat different? Mutual Funds differ from shares … Continue reading To Demat or not to Demat Mutual Funds?
Bond fund and interest rate risk: It is general perception that the equity market is more volatile than the bond market. However, it is a misnomer to believe that bonds are perennially safe. The greatest risk associated with the bond market is the interest rate risk. What is interest rate risk? A simple example will … Continue reading What is interest rate risk in a bond fund and how to manage it?
If flying thrills you then I am sure that given a chance to enter the cockpit of an aeroplane, you would certainly want to see how the aircraft is flown. Similarly, investors would be fascinated to learn about the concepts which fund managers apply to manoeuvre their money through different economic environments. Genesis of Debt … Continue reading How Accrual based debt funds are different from Duration based debt funds?
What is the basic logic behind making investments? A majority of us do it, in order to ensure the financial well-being and security of our loved-ones. Investing with this thought in mind is a very noble one. However while investing, how many of us actually ensure that our loved ones are able to avail the … Continue reading How to redeem mutual fund units in case of unitholder’s death?
Systematic Investment Plan or Mutual Fund SIP is fast becoming a common term in the investment market. But a lot of people are still uncertain – some are cynical of the “new thing” in the market while most are just confused. With so many misconceptions on what Mutual Fund SIP is about, how and who … Continue reading 7 Misconceptions about Mutual Fund SIP
When was the last time you reviewed your investments Do you have a schedule to review your investments periodically? Investment portfolio review enables stable returns and easy accomplishment of targets. Although there is no fixed time of the year, when an investor should analyze his portfolio, but still let us learn about the most beneficial … Continue reading When to review your investment portfolio
“I want to exit my mutual fund to invest on real estate”, one of my client rushed and told me in a confused tone. I asked him why he wanted to exit mutual fund. He is not happy about the mutual fund which is not doing great in the recent times whereas the real estate … Continue reading 5 most important questions to ask before timing the market to achieve huge returns