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Holistic investment planners, financial planning Chennai, Private wealth management Chennai

Holistic investment planners, financial planning Chennai, Private wealth management Chennai

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Proffessional financial advice on your investment

Why should you get Professional Financial Advice On your Investments

by Holistic Leave a Comment | Filed Under: Financial Plan

Most of us tend to think that planning on investment portfolios for attainment of goals is a one time job. However it is not true; we all need to review our investment portfolios on a regular basis and also take the help of professional financial planners.

What does a Professional Financial Advice mean in portfolio management?

Making a habit of rebalancing financial portfolios:

Most of us make smart financial plans that are based on the number of earning years, financial commitments and the level of risk we can take up at the time of planning. But it is found that our financial commitments and the level of risk we could take up with age changes. Our financial commitments may increase with increase in family commitments, increase in standard of living and disability or otherwise of a family member. Age could also make us in a position to take lesser risk as also the level of inflation could dictate a rebalancing of our portfolios.

Believe me, life is a process of change and this applies to our asset allocation of our investments too and we need to change them to meet our changed needs. Taking a professional financial advice makes for reduced risk and helps to improve our returns and makes for alignment of our investment to meet our financial goals. Truly it makes for good financial health.

Professional financial advice is important to take care of early loss of earning

We all set our financial plans based on what we pursue when we set up these plans. It could be when we are young, however we need to understand that life is not predictable and it is quite possible that we may fail to earn much before our retirement due to unforeseen causes like disability and death. This demands that we foresee and cover the financial risk it could impose on us and/our families. Probably a professional financial advice would convince us of the need to take up some life or disability insurance.

A good financial proof retirement makes a professional financial advice necessary

Youth never allows us to think of the additional expenses that old age involves and getting a professional financial advice or doing a financial review periodically would tell us about the additional expenses related to health in old age would involve. We may need expenses for long term care, critical illness and other costly medicines. In addition we may need more money to get help as we would not be able to be active physically. Most of us have failed to look into this need.

Assuring ourselves that we have right amount of liquidity

We all need some amount of liquidity to be able to meet our immediate financial commitments; however we cannot afford to have too much liquidity in our investment portfolios because we would lose on profitability. This would mean missing on our long term financial goals in life. Creation of wealth with a financially sound retirement and old age involves making sure that the right amount of liquidity is maintained. Maintenance of right liquidity means setting aside some money for emergencies and immediate expenses. This would help us to not lose on profitability either with having more liquid assets or losing on selling good portfolios in an emergency.

Professional financial advice helps for transfer of wealth to beneficiaries effectively:

It is right to say that the most appropriate estate planning can be done with a professional financial advice. Estate planning is not easy and most of us may be wrong in assuming that the preparation of a will is all that is got to be done. Proper estate planning would mean making for transfer of maximum wealth to our beneficiaries . It would involve reducing on taxes and probate duty on death too. In case of insurance policies it would involve keeping the family informed of all the formalities to get the money on time. We would surely agree that we would like our family to be taken care of in the most appropriate way even on death.

Second opinion ensures investments for the right purpose

When we take a professional financial advice we would be able to find out investments that we have not made for the right purpose. These investments could be those that we have bought because someone just told us for their own financial gains or we were a part of the organization that sold these products. On analysis we may find that the investment does not meet our financial goals.

A professional financial advice is definitely better than the ones given by investment agents because this opinion is not based on just getting commission or brokerage on investments. Those offering professional financial advice are only offered a fee for their services and are impartial in their opinion. They are in a position to best determine if our investment portfolio is efficient enough to help us achieve our financial goals.

If you really want to try a professional advice, now you can enjoy 30 Minutes Complementary Professional Financial Advice by opting for

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Jey S
Jey S
24. September, 2021.
I have been using Holistic Investment Planners for the last three years. Mr. Srinivasavaradhan answered all my questions and doubts very patiently during the first free consultation. I was able to clearly define my short-, medium- and long-term goals once I signed up for the comprehensive plan and got their investment plan suggestion to achieve my goals. They are very polite and highly professional whenever I contact them for any queries or make investments. They never pressurize you to invest on their recommended financial products. I would have been lost money by investing directly without their help since I do not have time and knowledge about different financial products. Risk planning is also done as part of financial planning. Truly, they are holistic planners when it comes to your financial planning. They help you to define your life goals, understand your financial resources and establish a plan to invest towards reaching those goals. They do review your plan as you progress to make sure that you are on correct path to achieve those goals. Kudos to the team and keep up the good work!!! I am happy that I found holistic investment planners for my financial planning and management.
aksaswadkar
aksaswadkar
24. September, 2021.
I was about to retire and really not understanding how to invest money to have financial freedom and fulfilling my goals. Was desperately searching on internet way out and fortunately came across Holistic Investment Planners. I read number of articles on their website and realized that this is the agency which I want and engaged their services for my retirement planning. It is an excellent experience to be associated with Holistic. Right from day one our interaction was fantastic and they gave me such a wonderful plan that I had never imagined. I am fortunate enough to be in the client list of Holistic. I have recommended Holistic to my friends as well.
Lionel Faber
Lionel Faber
16. September, 2021.
I've been availing their services for the past year. They are highly knowledgeable in the field and are very patient with all doubts and queries. Personalized financial planning is provided keeping your short term, medium term and long term goals in mind. They do not pressurize you to purchase schemes of their choice. They provide their input and suggestions and leave the decision up to you which shows their honesty and high principle.
Sridhar
Sridhar
8. September, 2021.
Financial planning brings peace in life. Holistic Investment have supported in arriving financial plan based on future goals. My investments are regular since then. They are professionals in their business, will recommend others.
Nitesh Agrawal
Nitesh Agrawal
6. September, 2021.
I have been using Holistic Investment Planners from last one year. The journey has been fantastic. Being a finance person myself I always thought we can look after and plan own finances also. However, due to lack of time and deciplain the things are not always as desired. After joining with Holistic Investment for the first time Icame to know the Financial goals and quantified them. Some dreams were unrealistic based on the earnings and savings so had a reality check. Also got the information and deciplain of investing on regular and more rewarding securities. I definetly suggest to use Holistic Investment Planners. They are professionals, available and hear youor full story before presenting plans. They are flexile in the sense if there are some urgent deviations required, they help to plan the same. For all professionals/individuals I would suggest using professional help of Holistic Investment Planners for best results in long term investment and financial goals achivements. Last advise will be to start early in your life. It really pays well to start in the beginning itself else the dreams needs to adjust :)
Swetha Vasanth
Swetha Vasanth
6. September, 2021.
This is my first year service with the Holistic Team and I would say that they are very much helpful in creating a financial plan and follow ups during the year. I would definitely suggest them if anyone who is willing to proceed with their savings professionally.
Joseph Mathias
Joseph Mathias
6. September, 2021.
I came to know about Holistic Investment Planners online while searching for different investment ideas. Once I contacted them the journey was very smooth. Mr. Ramalingam explained all the aspects of Financial planning in detail and it opened my mind. I realized how important it is to have a Financial planning. Mr. Rajan suggested all the requirements as per my goals and made a Investment plan keeping in mind of my goals. I started my Investment journey with them. I wish I had done it some years back then it would have been in a different level. Review meetings were held every six month to check the implementation of the plan and check the results as per the requirements and to check if any changes required. Overall it was a good experience with Holistic Investment team and would like to continue in the years to come.
Srinvas Kannan
Srinvas Kannan
30. July, 2021.
I came across Holistic investment planners almost 5-6 years back, but I did not have the trust since I had met a few of them who did not sound promising. Then I started investing through a financial advisor of my friend. After 4 years of investing the returns were very low. I was disappointed and started looking for financial advisors when I came across Holistic investment. I had a detailed discussion about my goals and the way they would approach achieving my goal before deciding to switch my investments to them. After a thorough analysis of my then existing portfolios, they suggested new ones and we zeroed-in on 6 schemes/funds where our investment would be split. I am glad I made the decision of switching over and taking Holistic planner's advise, my returns are handsome and I only wish I could have taken their help/advise 5 years back itself. Neverthless, I would like to recommend their services for investment and financial advise if someone is serious about their investments.
Shivaram Andiappan Selvaraj
Shivaram Andiappan Selvaraj
3. July, 2021.
I got a free first time consultation. I got my doubts resolved. They also gave additional advises for investment planning which was also useful.
Nellai B
Nellai B
26. June, 2021.
I have been associated with them for the past three years. They are very professional and polite in answering all our questions. I have complete trust in their suggestions. I strongly recommend for anyone. I am looking forward to have strong and successful association with them.
Google rating score: 4.4 of 5,
based on 61 reviews

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