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SBI Multi-Cap Fund NFO: A Detailed Review

by Holistic Leave a Comment | Filed Under: Investments

Listen to this article


Table Of Contents:

  • What Is A Multi-cap Fund?
  • Features Of SBI multi-cap Fund
  • Fund Managers
  • AMC: SBI Mutual Fund
  • Investment Strategy of SBI Multi-cap Fund
  • Advantages of SBI Multi-cap Fund
  • Disadvantages of SBI Multi-cap Fund
  • Take Aways: SBI Multi-cap Fund NFO Review

What Is A Multi-cap Fund?

A multi-cap fund is a diversified mutual fund that can invest across market cap in the stock market. 

Similarly, the SBI Multi-cap fund is an open-ended equity scheme that invests across the small, mid, and large market caps.

You may have the wrong implication that Flexi-cap and multi-cap are the same. But in multi-cap, funds are forced to be invested in small-cap, mid-cap, and large-cap stocks. 25% of the capital invested is in each cap stock, and the remaining 25% is in the fund manager’s command. 

But a mandatory 65% of equity is necessary for Flexi-cap funds.

Features Of SBI Muti-cap Fund:

Fund Managers:

1.) Mr. R. Srinivasan 

  • 42years old and currently working as Head of Equities in SBI.
  • He brings 19 years of experience and has previously worked with FCH, Principal PNB AMC, Motilal Oswal, Oppenheimer & Co, and others.
  • He is managing assets worth over Rs. 16,000 crores under more than 10mutual fund schemes.
  • He is a B.com and AICWA graduate. 

2.) Mr. Mohit Jain

  • He’s a 28 years old Credit Analyst.
  • A B.E. and a CFA graduate with 5years of experience.
  • Apart from this SBI Multi-cap fund, he is managing 7funds for SBI Mutual Fund. 
  • Heis co-managing 2 of the 7funds with fund manager Mr. Srinivasan. 

AMC: SBI Mutual Fund

  • SBI Mutual Fund is one of the top 5 AMCs in India in terms of AUM.
  • It is managing assets worth Rs.5,23,198 crores as of June 2021.
  • It has been in the asset management industry for almost 35 years.
  • At present, it has a base of 5.4 million portfolios.
  • Their services range from Mutual Funds Schemes, Offshore Funds, and Portfolio Management.

Investment Strategy of SBI Multi-cap Fund:

  • The SBI Multi-cap Fund has asset allocation across the market cap. Hence the concentration risk is reduced with diversification.
  • Usage of the bottom-up approach to select stocks makes the stock selection process focus more on undervalued stocks. Usually, they will pick all companies with better growth potential. Then undervalued stocks are selected.
  • SBI multi-cap fund follows sectoral diversification. So, your investments are not constrained to specific sectors. The aim here is to look for the viability of the business than the sector of operation. Few of the included sectors are financial services, Consumer goods, Oil and gas, and Metals.
  • SBI multi-cap fund uses active stock selection. So, your funds will be invested in stocks handpicked by the fund manager and may give better returns than the benchmark.
  • SBI multi-cap fund can have 10 % exposure to REITs and InvITs.

Advantages of SBI Multi-cap Fund:

  • As a result of the bottom-up approach, sector bias might get eliminated.
  • Multi-cap fund is better for a core portfolio and can align with your long-term goals. 
  • Diversification is good, as your funds will get the privilege of investment across different market caps.
  • SBI multi-cap fund has the potential of maintaining a diversified portfolio. Because here investments are mandatory to be spread across all market caps.
  • Less investment risk compared to small-cap and mid-cap funds.
  • In the Short-term, the SBI Multi-cap Fund can give fluctuating returns. In the long term, this fund has the potential for capital appreciation and can beat inflation.

Disadvantages of SBI Multi-cap Fund:

  • Diversification is indeed an advantage. Sometimes over-diversification might occur, which dilutes your overall returns.
  • Multi-cap investments rely on the decisions made by the fund managers. SBI Multi-cap fund has reasonably good managers. But their fund management style for this fund is unknown. Hence using SBI multi-cap fund is a blind risk.
  • NFO s have no track record. Without a track record, you cannot assess the performance potential or take a calculated risk. So, it is better to wait till this fund gets a better track record before investing.
  • SBI multi-cap fund is yet to create its portfolio. Hence no clear idea about the stocks to be selected. Investment in SBI multi-cap fund NFO is risky since we cannot analyze stocks inside the portfolio.

Take-Aways: SBI Multi-cap Fund NFO Review

  • Conservative investors and investors with financial goals should wait until the fund builds a decent track record. 
  • Instead, you can invest in existing multi-cap funds with a good track record over 7-10 years.
  • It takes time to create a proper portfolio and show consistent performance. So, we have to wait for it before conducting research. Without this, investment in this NFO will be a blind risk.
  • Aggressive investors with spare money may try investing in SBI multi-cap fund as a trial with minimum investment.

If you have any comments or questions, write them in the comment box below.

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Holistic Investment is really nice and trust worthy financial planner. They plan things in realistic manner and also consider future dimensions of items also. They are always available for small or big queries, and also share knowledge and help you become more financial literate, and take right decisions in all financial matters.
Dr. Padmakar Wagh
Dr. Padmakar Wagh
27. June, 2023.
Mr Ramalingam who is the Director of Holistic investments has a excellent financial planning knowledge, the entire Holistic team has been very helpful in my financial planning journey and execution. This is my third year of financial planning with Holistic investments and so far I am satisfied with the progress I have made.
Binamra Dash
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Very knowledgeable team. Guided me properly with my concerns.
Murugan Bala
Murugan Bala
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I have been investing through Holistic for the past 4 years and my experience with them have been really good. The team of Rajan and Ramalingam doing excellent services in meeting my needs through proper guidance on investment options customized. Theya re always available on any specific needs time to time.I would recommend their services to my friends and colleagues too.
Neeraja R K
Neeraja R K
15. May, 2023.
Working with holistic investment planners was a really wonderful experience for me. For me the entire team had been very supportive in all ways. Their working strategy is well planned and methodical. They always keep me informed and updated about my investments, so that i can take informed decisions. The team first helps us understand the basics of investments, then they collect data, work with the data and then provide investments solutions according to our goals which i find it the best. Good luck to the entire team.
deepika kulkarni
deepika kulkarni
21. April, 2023.
We have availed holistic service from last couple of years and are very happy with our decision. Their systematic approach has helped us plan our finances and meet our goals. They provide very comprehensive and detail plan and resource management every 6 months which ensures we are on right track to achieve our goals. Rajan and Ramalingam from holistic are always there to help us with our queries. They have also accommodated any changes to our goals or resources mid year in a professional manner.
Ashook Panneerselvam
Ashook Panneerselvam
21. March, 2023.
For the past year, I have been interacting with Holistic Investment. I frequently read Nanayam Vikatan, which is a publication owned by the Vikatan family, and I was impressed by their financial advice. My brother also suggested holistic investing, and he also got excellent financial advice. Holistic Investment follows a methodical approach that I really liked because they first fully understand our financial situation "As Is," which includes "Assets" and "Liabilities," as well as our short-, mid-, and long-term goals, on the basis of which they provide a detailed plan on how to achieve our goals for which they are recommending various investment options. Even in the investment advice, why do they suggest particular mutual funds and what is the justification behind it, which adds transparency to the client. One essential factor is that they are always available. Even if I needed to make some urgent financial decisions, they were very helpful and kind to answer my questions via phone calls, WhatsApp messages, and emails. I was very happy with their service. Periodic reviews are also crucial, even though I have forgotten that they occur once every three months, and I also intend to renew this year.
Mahesh S
Mahesh S
19. February, 2023.
I have availed Holistic investment service for last 1yr against my early retirement decision. they provided me comprehensive detailed report how to move ahead with my existing resources. moreover, they are available to me whenever i have any doubt.. highly recommend others to avail their service
Google rating score: 4.5 of 5,
based on 104 reviews

Google Reviews

Lingesh MMG
Lingesh MMG
20. September, 2023.
Na eppo tha financial goal la enna therunju kitta..enaku full support panna thuku thank you..🥰 friendly nalla pesuninga...
Ravi L
Ravi L
15. August, 2023.
Very knowledgeable and professional team, guided me with the precise financial solutions and timely suggestions.
Hardik Dave
Hardik Dave
5. July, 2023.
Holistic Investment is really nice and trust worthy financial planner. They plan things in realistic manner and also consider future dimensions of items also. They are always available for small or big queries, and also share knowledge and help you become more financial literate, and take right decisions in all financial matters.
Dr. Padmakar Wagh
Dr. Padmakar Wagh
27. June, 2023.
Mr Ramalingam who is the Director of Holistic investments has a excellent financial planning knowledge, the entire Holistic team has been very helpful in my financial planning journey and execution. This is my third year of financial planning with Holistic investments and so far I am satisfied with the progress I have made.
Binamra Dash
Binamra Dash
13. June, 2023.
Very knowledgeable team. Guided me properly with my concerns.
Murugan Bala
Murugan Bala
16. May, 2023.
I have been investing through Holistic for the past 4 years and my experience with them have been really good. The team of Rajan and Ramalingam doing excellent services in meeting my needs through proper guidance on investment options customized. Theya re always available on any specific needs time to time.I would recommend their services to my friends and colleagues too.
Neeraja R K
Neeraja R K
15. May, 2023.
Working with holistic investment planners was a really wonderful experience for me. For me the entire team had been very supportive in all ways. Their working strategy is well planned and methodical. They always keep me informed and updated about my investments, so that i can take informed decisions. The team first helps us understand the basics of investments, then they collect data, work with the data and then provide investments solutions according to our goals which i find it the best. Good luck to the entire team.
deepika kulkarni
deepika kulkarni
21. April, 2023.
We have availed holistic service from last couple of years and are very happy with our decision. Their systematic approach has helped us plan our finances and meet our goals. They provide very comprehensive and detail plan and resource management every 6 months which ensures we are on right track to achieve our goals. Rajan and Ramalingam from holistic are always there to help us with our queries. They have also accommodated any changes to our goals or resources mid year in a professional manner.
Ashook Panneerselvam
Ashook Panneerselvam
21. March, 2023.
For the past year, I have been interacting with Holistic Investment. I frequently read Nanayam Vikatan, which is a publication owned by the Vikatan family, and I was impressed by their financial advice. My brother also suggested holistic investing, and he also got excellent financial advice. Holistic Investment follows a methodical approach that I really liked because they first fully understand our financial situation "As Is," which includes "Assets" and "Liabilities," as well as our short-, mid-, and long-term goals, on the basis of which they provide a detailed plan on how to achieve our goals for which they are recommending various investment options. Even in the investment advice, why do they suggest particular mutual funds and what is the justification behind it, which adds transparency to the client. One essential factor is that they are always available. Even if I needed to make some urgent financial decisions, they were very helpful and kind to answer my questions via phone calls, WhatsApp messages, and emails. I was very happy with their service. Periodic reviews are also crucial, even though I have forgotten that they occur once every three months, and I also intend to renew this year.
Mahesh S
Mahesh S
19. February, 2023.
I have availed Holistic investment service for last 1yr against my early retirement decision. they provided me comprehensive detailed report how to move ahead with my existing resources. moreover, they are available to me whenever i have any doubt.. highly recommend others to avail their service
Google rating score: 4.5 of 5,
based on 104 reviews

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