Category: Financial Planning

“The More We Value Things Outside Our Control, The Less Control We Have.” —Epictetus Nothing suits a stock market investor better than this quote. Every time a retail investor tries to find a way to become a successful investor, they are lured into the black hole of the world economics. The microeconomics, macroeconomics, GDP, growth … Continue reading Personal Finance Session: “Control the Controllable”

One of the best things about investing in Equity Mutual Funds is transparency. Any investor can see where the fund manager is investing their money. It has allowed investors to assess the quality or investment strategy of the fund. However, one of the best things about this transparency only came recently. It is the Rise … Continue reading Why are Financial Institutions Focusing on ESG Based Funds? The Rise of Responsible Investing

We dived deep into the pre-existing paradigm among investors in the Part1 of Mind Over Money session. Paradigms that make investors lose money in the equity market. If you’ve lost your investments or afraid that you’ll lose, it could be the reason why. And in Part2, we broke barriers and got to the absolute fundamental … Continue reading Do Not Invest! A Mind Over Money Session for Successful Investors-Part 3

Emergency funds are lifesavers. Literally! It is the only reason you need to park your Emergency Fund in the right investment instrument. But how do you find the right one? 3factors decide the right investment instrument: Principal Safety, Liquidity, and Return. And the dilemma is always between Liquid Funds and Company Fixed Deposits (Corporate FD). … Continue reading Liquid Funds vs. Company FDs: Which is the Best to Invest Your Emergency Fund?

Pick any successful investor from around the world. 100% of them will have one identical learning. “Investment success is more Behavioural than Financial.” In our Mind Over Money webinar with Axis Mutual Fund, we learned the behaviour gap of investors in decision making. But then comes a moment where you have to navigate through it … Continue reading Do Not Invest! A Mind Over Money Session for Successful Investors-Part 2

“Do Not Invest.” may seem a little strange to come from someone in the personal finance industry. Indeed, do not invest, if you don’t have the right investment paradigm. A lack of the right investment paradigm kills your capital, kills your financial plan (if you have one), and then the worst. It kills your financial … Continue reading Do Not Invest! A Mind Over Money Session for Successful Investors-Part 1

Millions of Indian investors lose millions due to lack of financial awareness. Be it mis-selling, mis-buying, financial mis-judgements or bad financial decisions: you are capable of preventing any negative impacts on your investments. But it is only through financial awareness. We have no scarcity of financial information today. Any information you need to become a … Continue reading How to Continue to Increase our Financial Awareness?—An Industry Insider Answers

In 2019, an artwork named “Comedian” was sold for $1,20,000 in the US. Let me tell you what “Comedian” is… “Comedian” is just a banana duct-taped to a wall. From the whole incident, I learned two important things. One is that anything can be sold to people by creating a hype. No matter how absurd … Continue reading How to Come out of Past Financial Mistakes?

Buying a car is a special and exciting goal for many. It is the most wanted material possession. When you start earning and saving, this becomes a dream for many. “A dream without ambition is like a car without gas… you’re not going anywhere.” Sean Hampton Table of Contents Step 1: Decide your car’s budget … Continue reading 9 Proven and Practical Steps to Plan and Purchase Your Dream Car

COVID-19 just hit a million and marching forward. It changed the status quo for the worse and disrupted the established order. From jobs, finances, to investments, to delaying of every plan we had for the next few months. The immediate threat, though, is contracting this coronavirus yourself or anyone in your family. It would mean … Continue reading CoronaVirus Financial Contingency Plan-There is a Way and You Must Take These Measures for Good