Different people have varying beliefs about Financial Planning. Everyone talks about what works for them. But, what is the actual financial planning process? It is unfortunate that though money is absolutely essential in everybody’s life, still financial literacy is not being taught in our school system! As a result, Financial IQ doesn’t develop and people … Continue reading A Five Step Financial Planning Guide for Beginners
Being an NRI, are you confused about your long term financial plan for you and your family? Are Tax laws and investment procedures too overwhelming for you..? Are you actually looking for a concrete step by step guide to effectively plan your finances in 2 different countries of residence..? Are you skeptical about considering India … Continue reading The Ultimate Guide to Financial Planning for NRIs
Do you know what financially smart people are doing to keep themselves above the rest? They master Financial Decision making. In this article, you will learn how to take better financial decisions in the order of, 1. Have a Money Mindset 2. You vs. Family 3. Debt vs. Debt Free 4. Minimalistic vs. Luxurious Lifestyle … Continue reading 6 Powerful Points to Make the Right Financial & Investment Decision Every Time
“Money makes many things” If you spend all your money on temporary happiness, it will give you a happiness of the moment and you will have nothing left for the future. Every day, we work approximately 8 to 10 hours to earn money. But do you spend at least 1 hour per month to check … Continue reading Are you on your right track to your Financial Destination?
Do you think you know your financial goals? Are you sure? Think twice! How are they different from your life goals? I mean, are they really different from one another? You want to give your children a quality education, is it a life goal or a financial goal? You want to learn how to play … Continue reading How to Achieve Your Financial Goals with a Targeted Strategy? (A Complete Guide With Checklists)
Two weeks into the new financial year, Kamal was in a dilemma to choose between a financial planner and a wealth manager. Save your earnings. Don’t lose money on income tax. Get financial advice. Invest your money. Consult a financial planner. Hire a wealth manager. And what not, these were the advice from his social … Continue reading Financial Planning vs Wealth Management: Which one to Choose?
L&T Finance has announced its public issue of secured Non-Convertible Debentures (NCDs) Tranche-2; the same will be open for subscription from 08 April 2019 onwards. These secured Tranche-2 NCDs will have coupon rates starting from 8.52% to a maximum of 9.05%. And the issue will have monthly, annual and cumulative interest payment options with three … Continue reading Review of L&T Finance NCD @9.05%: April 2019 Issue
“When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.” – Confucius Have you ever given up one of your financial goals to achieve another one? Let me rephrase this. Will you give up one of your financial goals to achieve you another goal? For instance, … Continue reading 7 reasons: Why is it worth to hire a financial planner?
L&T Finance launched its public issue of non-convertible debentures (NCDs) on 6th of March, 2019, as announced earlier. The company is issuing these secured and redeemable NCDs to raise ₹1,500 crore, which also includes green-shoe option to retain oversubscription of ₹1,000 crore. The NCDs will have coupon rates starting from 8.89% to a maximum of … Continue reading Review of L&T FINANCE NCD @ 9.35% : March 2019
When it comes to finances, your emotions require delicate handling, wouldn’t it? It is more like catching a butterfly on a thorny bush. Be it anyone, their journey to financial freedom will have two different sides to it. One is the side which everyone is aware of. It is the requirement of wide and detailed … Continue reading Financial Freedom: 7 Psychology Hack