“I want to exit my mutual fund to invest on real estate”, one of my client rushed and told me in a confused tone. I asked him why he wanted to exit mutual fund. He is not happy about the mutual fund which is not doing great in the recent times whereas the real estate […]
Personal Finance Websites v/s Financial Planners
Listen to this article Financial Planning is a process that involves much more than playing with numbers listed in the data sheet. This process requires a thorough understanding of what the client needs and aspires to, and how will he be able to fulfill the same. It also encompasses understanding the client’s mindset, along with […]
Have you stress tested your personal finances? Do it now in 3 simple steps.
Listen to this article Table of Contents: What do we mean by the term ‘stress testing’? How does one stress test his personal finances? Types of Stress Tests in Finance 1. Make a checklist of your financial position in detail 2. Analyze questions pertaining to certain simulation scenarios 3. Look for the best answer possible […]
7 Reasons Behind Your Mutual Funds Poor Performance and How to Overcome Them
Listen to this article Have you ever heard anyone say his or her mutual funds proved worthless, or he/she has lost money in the same? One might also experience times when their investment in a mutual fund was a major disappointment. Pertaining to these scenarios, we may consider investing in Mutual Funds a poor-quality option, […]
What happens when you change the mutual funds recurrently?
That particular day, for few minutes, I felt like a school teacher. One of my family friend brought his son to my office and started complaining. The son has around 3 years of experience in an IT industry, started investing on stocks from his savings for the past 1 year. What is wrong in that? […]
Do you actually need a Financial Planner or do you believe in ‘doing it yourself’?
Understanding the ‘Do It Yourself’ technique No matter whether you are working out, dieting, curing any of your simple health issues, constructing your house, or considering money management – all these have two approaches to get them done, either seeking professional help or doing on your own. The decision to go for professional help depends […]
