Facebook TwitterLinkedInYoutubewhatsapp Start Planning for your Financial goals
Schedule Your Free Consultation
  • Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Holistic investment planners, financial planning Chennai, Private wealth management Chennai

Holistic investment planners, financial planning Chennai, Private wealth management Chennai

Financial Planning chennai India, Private wealth management chennai India, Investment Advisory India, Systematic Investment Plan, Mutual Fund SIP, Mutual Fund ELSS, Tax Saving scheme

  • Home
  • About Us
    • Who we are & What we do
    • Services
      • Financial Road Map
      • Retirement Roadmap
      • Asset Allocation Plan
      • Webinar
      • Money Management
      • Wealth Management
    • In the Media
    • Testimonials
    • What Makes Us Different
    • How we can help you
    • Specialties
    • Honors and Awards
    • Vision & Mission
  • Resources
    • Blog
    • Articles
    • Podcast
  • Ideal Client
  • Contact Us
When you're ready to retire

How to Influence Your Partner to Save for Your Optimal Retirement Dream?

by Holistic 1 Comment | Filed Under: Retirement Planning

Saving is an activity that is important for everyone to learn. And, if you are a couple then managing your money and personal finances becomes an all the more significant task to be achieved. It becomes as significant as managing your personal diet and health.
Managing one’s own finances at this age may be a challenging thing to do.

Why is personal finance management, a challenging task for many couples?

As a couple, if you want to accomplish the task of saving, first you need to understand your spouse’s personality and expectations. Actually, the problem arises because many partners do not talk and discuss this matter with each other.

When the time comes to discuss about their aspirations for retirement there may not often be reconciliation on most matters. They might then disagree on how their next phase of life will be like.

You need to follow certain steps to persuade your spouse to save for retirement.

Do you wonder why to worry about retirement now?

It is important to realize that ‘saving for retirement’ is not a sprint, but a long journey involving a lot of dedication and hard work.

You must look for a powerful solution that helps you in the fulfilment of your dream to save enough for your retirement. To realize this purpose in your life, you must have your eventual retirement style clearly defined.Saving for retirement is not that a tough task to achieve. With just a few very simple steps, you can easily persuade your spouse to start working towards realization of your retirement dream date.

1. Fantasize your retirement dream date

If you have a defined retirement dream, by default you are focused and motivated to work for it. Hypothetical dreams are much hazy and obscure, to stay with you until they are actually payoff.

You should always keep the important numbers of your retirement planning handy. It means you must know how much retirement corpus you would require post-retirement.

You can use this Retirement Planning Calculator for your customized Retirement needs and plans. Here, one must wonder about the right way to dream.Obviously, married couples dream of their retirement together. This is an important thing, which not discussed properly between couples might even lead to disengagement or a cause of increasing misunderstanding between couples.

Before you realize that it is too late, go for dinner dates where you can discuss and visualize your retirement dreams. The discussion should not concern your retirement savings, but also envisioning your future, your retirement. And, assure that these fantasies are really big enough to raise your excitement levels.

2. Take utmost joy in saving money

Once you have a dream, ensure that you work too hard to maintain your budget. Only then, you will be taking a step towards realizing that dream of yours. It is now when you will begin looking for ways that will take you closer to ultimate ambition.

For this, you can look for cutting on your grocery bills eventually spending less. Try and make the things that were points of tension between us into ‘points of motivation and encouragement’. Instead of battling with one another, rather battle it out together. In that case, you both will live well, and not think of the other wasting away.

3. Have a compromising attitude

Consider that you and your spouse have different opinions about their retirement dream. Let us take an example where one dreams of big travel plans after retirement, and the other wishes for having a peaceful life at home. In such a scenario, not talking about your plans with each other, there are good chances of one misinterpreting what the other one is thinking.

The most feasible solution that comes out is ‘dreaming together’, since that has a great unanimity power. Like-minded, one of the partners must have a strong will to make a compromise.

4. Look for more help

Additionally, you can also take help from a trustworthy investment advisor. A good advisor will help you choose good investment options, with a balanced risk-reward approach. We can also say that he will help you to stand by your plans, to help you save for and achieve your ‘dream retirement goal’.

5. Meticulously follow the plan

In addition to steps explained above, there is one more thing to remember for realizing your ‘wealthy retirement’ dream. However, one has to work towards the same with a lot of honesty and sincerity. You must have a robust investment strategy for retirement that should be followed religiously. At last, never forget that without your sincere devotion, all the efforts put into accomplishing your ‘wealthy retirement dream’ will be like cultivating a tree that never gives fruits.

We have learnt the five steps for saving to realize a wealthy retirement. These steps as explained above, will be working in agreement to assist both you and your spouse accomplish the same objective. Unitedly when both of you as a couple work together towards achieving your goals, a lot more can be achieved than that done separately. That immense can be the power of a shared retirement dream.

If you are looking for professional assistance in creating a strong , sound retirement plan, then you can take advantage of

[the_ad id=’13360′]

Reader Interactions

Previous article: 4 Personal Finance Questions Every College Student must answer
Next article: What NOT TO DO, when investing in real estate?

Comments

  1. Naveen Prakash says

    June 28, 2018 at 11:07 am

    Sound arguments. Keep up the great spirit.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Client Login

Recent Posts

  • How to Become a Crorepati by just Investing Rs. 10000 per month?
  • How to invest in Mutual funds without losing a single rupee?
  • Chit Funds vs Mutual Funds: Which is better to invest in the long run?
  • Max Life Flexi Wealth Plus: Review (2023) – Should you buy?
  • LIC Dhan Varsha Insurance Plan: Complete Analysis & Review – Should you buy? 
Jey S
Jey S
24. September, 2021.
I have been using Holistic Investment Planners for the last three years. Mr. Srinivasavaradhan answered all my questions and doubts very patiently during the first free consultation. I was able to clearly define my short-, medium- and long-term goals once I signed up for the comprehensive plan and got their investment plan suggestion to achieve my goals. They are very polite and highly professional whenever I contact them for any queries or make investments. They never pressurize you to invest on their recommended financial products. I would have been lost money by investing directly without their help since I do not have time and knowledge about different financial products. Risk planning is also done as part of financial planning. Truly, they are holistic planners when it comes to your financial planning. They help you to define your life goals, understand your financial resources and establish a plan to invest towards reaching those goals. They do review your plan as you progress to make sure that you are on correct path to achieve those goals. Kudos to the team and keep up the good work!!! I am happy that I found holistic investment planners for my financial planning and management.
aksaswadkar
aksaswadkar
24. September, 2021.
I was about to retire and really not understanding how to invest money to have financial freedom and fulfilling my goals. Was desperately searching on internet way out and fortunately came across Holistic Investment Planners. I read number of articles on their website and realized that this is the agency which I want and engaged their services for my retirement planning. It is an excellent experience to be associated with Holistic. Right from day one our interaction was fantastic and they gave me such a wonderful plan that I had never imagined. I am fortunate enough to be in the client list of Holistic. I have recommended Holistic to my friends as well.
Lionel Faber
Lionel Faber
16. September, 2021.
I've been availing their services for the past year. They are highly knowledgeable in the field and are very patient with all doubts and queries. Personalized financial planning is provided keeping your short term, medium term and long term goals in mind. They do not pressurize you to purchase schemes of their choice. They provide their input and suggestions and leave the decision up to you which shows their honesty and high principle.
Sridhar
Sridhar
8. September, 2021.
Financial planning brings peace in life. Holistic Investment have supported in arriving financial plan based on future goals. My investments are regular since then. They are professionals in their business, will recommend others.
Nitesh Agrawal
Nitesh Agrawal
6. September, 2021.
I have been using Holistic Investment Planners from last one year. The journey has been fantastic. Being a finance person myself I always thought we can look after and plan own finances also. However, due to lack of time and deciplain the things are not always as desired. After joining with Holistic Investment for the first time Icame to know the Financial goals and quantified them. Some dreams were unrealistic based on the earnings and savings so had a reality check. Also got the information and deciplain of investing on regular and more rewarding securities. I definetly suggest to use Holistic Investment Planners. They are professionals, available and hear youor full story before presenting plans. They are flexile in the sense if there are some urgent deviations required, they help to plan the same. For all professionals/individuals I would suggest using professional help of Holistic Investment Planners for best results in long term investment and financial goals achivements. Last advise will be to start early in your life. It really pays well to start in the beginning itself else the dreams needs to adjust :)
Swetha Vasanth
Swetha Vasanth
6. September, 2021.
This is my first year service with the Holistic Team and I would say that they are very much helpful in creating a financial plan and follow ups during the year. I would definitely suggest them if anyone who is willing to proceed with their savings professionally.
Joseph Mathias
Joseph Mathias
6. September, 2021.
I came to know about Holistic Investment Planners online while searching for different investment ideas. Once I contacted them the journey was very smooth. Mr. Ramalingam explained all the aspects of Financial planning in detail and it opened my mind. I realized how important it is to have a Financial planning. Mr. Rajan suggested all the requirements as per my goals and made a Investment plan keeping in mind of my goals. I started my Investment journey with them. I wish I had done it some years back then it would have been in a different level. Review meetings were held every six month to check the implementation of the plan and check the results as per the requirements and to check if any changes required. Overall it was a good experience with Holistic Investment team and would like to continue in the years to come.
Srinvas Kannan
Srinvas Kannan
30. July, 2021.
I came across Holistic investment planners almost 5-6 years back, but I did not have the trust since I had met a few of them who did not sound promising. Then I started investing through a financial advisor of my friend. After 4 years of investing the returns were very low. I was disappointed and started looking for financial advisors when I came across Holistic investment. I had a detailed discussion about my goals and the way they would approach achieving my goal before deciding to switch my investments to them. After a thorough analysis of my then existing portfolios, they suggested new ones and we zeroed-in on 6 schemes/funds where our investment would be split. I am glad I made the decision of switching over and taking Holistic planner's advise, my returns are handsome and I only wish I could have taken their help/advise 5 years back itself. Neverthless, I would like to recommend their services for investment and financial advise if someone is serious about their investments.
Shivaram Andiappan Selvaraj
Shivaram Andiappan Selvaraj
3. July, 2021.
I got a free first time consultation. I got my doubts resolved. They also gave additional advises for investment planning which was also useful.
Nellai B
Nellai B
26. June, 2021.
I have been associated with them for the past three years. They are very professional and polite in answering all our questions. I have complete trust in their suggestions. I strongly recommend for anyone. I am looking forward to have strong and successful association with them.
Google rating score: 4.4 of 5,
based on 61 reviews

Footer

  • Articles
  • Gallery
  • Ideal Client
  • Jobs(Full Time)
  • Podcast
  • Services
  • Testimonials

Connect With Us

Holisticinvestment.in
10/15, Second Cross Street,
Seethammal Extn.,
Teynampet,
Chennai – 600 018,
INDIA.

Copyright © 2022. Holisticinvestment.in | All rights reserved.    Cared with ❤ by T-Square Cloud

×