Facebook TwitterLinkedInYoutubewhatsapp Start Planning for your Financial goals
Schedule Your Free Consultation
  • Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Holistic investment planners, financial planning Chennai, Private wealth management Chennai

Holistic investment planners, financial planning Chennai, Private wealth management Chennai

Financial Planning chennai India, Private wealth management chennai India, Investment Advisory India, Systematic Investment Plan, Mutual Fund SIP, Mutual Fund ELSS, Tax Saving scheme

  • Home
  • About Us
    • Who we are & What we do
    • Services
      • Financial Road Map
      • Retirement Roadmap
      • Asset Allocation Plan
      • Webinar
      • Money Management
      • Wealth Management
    • In the Media
    • Testimonials
    • What Makes Us Different
    • How we can help you
    • Specialties
    • Honors and Awards
    • Vision & Mission
  • Resources
    • Blog
    • Articles
    • Podcast
  • Ideal Client
  • Contact Us
NFO Review: Motilal Oswal Large & Midcap Fund—Should You Invest?

NFO Review: Motilal Oswal Large & Midcap Fund-Should You Invest?

by Holistic Leave a Comment | Filed Under: Mutual Funds

Motilal Oswal Mutual Fund has launched its long awaited ‘Motilal Oswal Large and Midcap Fund’.

[the_ad id=’15144′]
This open-ended New Fund Offer (NFO) issue is opening on 27 September 2019. Motilal Oswal Large and Midcap Fund will aim to provide medium to long-term capital appreciation.

With a wide investment horizon, Motilal Oswal Large and Midcap Fund provide a plenty of room for the fund manager to try flexible investment strategies.

Does this indicate a golden opportunity for the retail investors? Discover in this review of Motilal Oswal Large and Midcap Fund.

In this article, we are going to discover,

    1. Basic Features of Motilal Oswal Large and Midcap Fund
    2. A Quick Review of Motilal Oswal AMC and the Fund Manager
    3. Asset Allocation of Motilal Oswal Large & Midcap Fund
    4. Review of Risks in Motilal Oswal Large & Midcap Fund
    5. Should You Invest in Motilal Oswal Large & Midcap Fund?

Basic Features of Motilal Oswal Large and Midcap Fund

Fund House: Motilal Oswal Mutual Fund

Issue Opens On: 27 September 2019.

Issue Closes On: 11 October 2019

Fund Type: Open-ended

Fund Category: Equity: Large & Midcap

Benchmark: BSE 200 TRI

Basic Investment Details
Available plans Growth & Dividend
Riskometer Moderately High
Minimum Investment ₹500 (Plus in multiples of ₹1)
Minimum Additional Investment ₹500 (Plus in multiples of ₹1)
Minimum Monthly SIP Investment ₹500 (Plus in multiples of ₹1)
Minimum Instalments-Monthly SIP 12
Minimum SWP Amount ₹500 (Plus in multiples of ₹1)
Expense Ratio Up to 2.25%
Entry Load Not Applicable
Exit Load 1% (for redemption within 15 days)


A Quick Review of Motilal Oswal AMC and the Fund Manager

Motilal Oswal Mutual Fund is the Asset Management Company from one of the well-known financial services companies in India, Motilal Oswal Group.

The AMC—headquartered in Mumbai—was setup on 29 December 2019. With Mr Aashish Somaiyaa as the CEO, the AMC has an AUM of ₹19694.49 Crore as of 26 September 2019.

In its decade long presence in the market, Motilal Oswal Mutual Fund is currently offering 16 mutual fund schemes excluding the upcoming Motilal Oswal Large and Midcap Fund. Out of the 16, only one fund is outperforming its index at present.

Fund Managers: Mr. Aditya Khemani and Mr. Abhiroop Mukherjee.
The Motilal Oswal Large & Midcap Fund scheme will be managed by Mr Aditya Khemani, while Mr Abhiroop Mukherjee manages the debt portion of the fund.

Even though Mr Aditya Khemani has more than a decade long experience in managing equity funds, he has started only this month with the Motilal Oswal AMC. He certainly has shown excellent performance with the funds he managed for other AMC. But, we are yet to see how his strategies fit into Motilal Oswal Mutual Fund’s vision.

On the other hand, Mr Abhiroop Mukherjee—debt component manager—has been with Motilal Oswal for a long time now. He will be crucial in the risk management of this mutual fund scheme. Currently, he is managing 7 mutual fund schemes for Motilal Oswal Mutual Fund including the Motilal Oswal Large & Midcap Fund.

Since the Motilal Oswal Large & Midcap Fund is predominantly an equity mutual fund, performance of its debt component should be of least concern. You can find the detailed asset allocation ratios of this scheme below.

Asset Allocation of Motilal Oswal Large & Midcap Fund

Since this mutual fund scheme comes under the ‘Equity: Large and Midcap’ category, it leaves bigger room for flexible asset allocation.

Instruments Asset Allocation % Risk Profile
Minimum Maximum
Large Cap Equity Instruments 35% 65% Medium to High
Mid Cap Equity Instruments 35% 65% Medium to High
Equity Instruments Other Than Above 0 30% Medium to High
Liquid, Debt and Money Market Instruments 0 30% Low to Medium
Units Issued by REITs & InvITs 0 10% Medium to High


At all times, the Motilal Oswal Large & Midcap Fund will have investments of 35% each in Large-cap and Midcap company shares.

This level of flexibility will certainly allow the fund manager to expose your investments to higher growth areas. In the meantime, it will also help in diversification of the investments.

Review of Risks in Motilal Oswal Large & Midcap Fund

Review of RisksThe Motilal Oswal Large & Midcap Fund has the standard mutual fund investment risks including liquidity risk, trading volumes, settlement risk and default risk with potential loss of capital.

Besides, the other potential risks in Motilal Oswal Large & Midcap Fund includes but not limited to,

Market Risks: The scheme’s returns will be affected by stock market fluctuations.

Risks Associated with Investment in Equities and Equity Related Securities: These risks include Asset class risk, Selection risk, Concentration risk and Risks associated with tax and regulatory risks.

Risks Associated with Investments in Debt & Money Market Instruments: These include Interest rate risk, Credit risk, Right to limit redemption, Pre-payment risk, Spread risk, etc.

Risks Associated with Investments in REITs And InvITs: The associated risks include Risk of lower than expected distribution, Price risk, Liquidity, Market risk and Reinvestment risk.

Note: It should also be noted that investments in Midcap stocks are much volatile and riskier than investments in Large-cap stocks.

Peer Fund Review of Motilal Oswal Large & Midcap Fund
Let us take a similar existing fund from the same ‘Equity: Large & Midcap’ category to get a better understanding of its working.

Aditya Birla Sun Life Equity Advantage Fund
Category Equity: Large & MidCap
Launch Date 24 Feb 1995
Return Since Launch 17.08%
5 Year Return 10.50%
1 Year Return -0.15%
YTD 3.13%
*Data as of 31 August 2019



It looks this Large & midcap fund has stood the test of time. However, return over the past 5 years is only slightly better than the 9.73% of its index BSE 200 TRI.

On the other hand, Year-To-Date return of 3.13% is quite good, given the market conditions in the near past. This is an under performance compared to its index’s 5.21% YTD return.

Risk Measures Standard Deviation Beta Alpha
Fund 15.59 % 1.12 -6.01
Category 14.10 % 1.00 -2.54
S&P BSE 200 TRI 13.10 % – –

Correlating Beta & Alpha value of Fund Category Average: Even with a beta value of 1.00, Alpha shows that the funds are collectively underperforming. That is, the funds are underperforming even when the volatility is at a desired proportion.

Reviewing Risk with Standard Deviation: Here, we must notice the standard deviation of the S&P BSE 200 TRI and the category average. Even though brings high returns in the long-term, standard deviation of 14.10% is pretty high. As an investor, you must have a high risk tolerance to invest in such funds.

As you know, these performance figures are not direct indicators that the Motilal Oswal Large & Midcap Fund will perform the same way. Yet, it shows that the mutual fund schemes under this category allows the fund manager to actively avoid risks and make use of high growth opportunities when available.

Should You Invest in Motilal Oswal Large & Midcap Fund?

This Motilal Oswal Large & Midcap Fund does promise a good opportunity for the investors. Meanwhile, it also has a higher affinity for risks.

There is no second guess on this fund testing the risk tolerance of investors. Investing in this NFO would be too much experimentation—given that this Motilal Oswal Large & Midcap Fund is managed by a new fund manager for an AMC with only one better-performing fund.

Our recommendation is to AVOID THIS NFO for now.

If you want to diversify your portfolio with Large & Midcap category funds, you can always invest in funds that have good track records.

If you want to re-align your portfolio with proper investment strategy and planning, you can sign-up for our free 30-minute consultation anytime.

[the_ad id=’13360′]

Reader Interactions

Previous article: NFO REVIEW: AXIS NIFTY 100 INDEX FUND—Should You Invest?
Next article: Unpleasant Facts about Investing in INSURANCE PLANS: Secrets Revealed!

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Client Login

Recent Posts

  • Tata AIA Life Insurance Wealth Pro Plan Review: Good or Bad?
  • Bajaj Allianz Life Smart Wealth Goal – Wealth Variant Plan Review: Good or Bad?
  • Max Life Savings Advantage Plan Review: Is It a Good Investment Choice?
  • Tata AIA Life Insurance Fortune Guarantee Pension Plan Review: Good or Bad?
  • HDFC Life Smart Woman Plan Review (2023): Is It Worth Investing?
Jey S
Jey S
24. September, 2021.
I have been using Holistic Investment Planners for the last three years. Mr. Srinivasavaradhan answered all my questions and doubts very patiently during the first free consultation. I was able to clearly define my short-, medium- and long-term goals once I signed up for the comprehensive plan and got their investment plan suggestion to achieve my goals. They are very polite and highly professional whenever I contact them for any queries or make investments. They never pressurize you to invest on their recommended financial products. I would have been lost money by investing directly without their help since I do not have time and knowledge about different financial products. Risk planning is also done as part of financial planning. Truly, they are holistic planners when it comes to your financial planning. They help you to define your life goals, understand your financial resources and establish a plan to invest towards reaching those goals. They do review your plan as you progress to make sure that you are on correct path to achieve those goals. Kudos to the team and keep up the good work!!! I am happy that I found holistic investment planners for my financial planning and management.
aksaswadkar
aksaswadkar
24. September, 2021.
I was about to retire and really not understanding how to invest money to have financial freedom and fulfilling my goals. Was desperately searching on internet way out and fortunately came across Holistic Investment Planners. I read number of articles on their website and realized that this is the agency which I want and engaged their services for my retirement planning. It is an excellent experience to be associated with Holistic. Right from day one our interaction was fantastic and they gave me such a wonderful plan that I had never imagined. I am fortunate enough to be in the client list of Holistic. I have recommended Holistic to my friends as well.
Lionel Faber
Lionel Faber
16. September, 2021.
I've been availing their services for the past year. They are highly knowledgeable in the field and are very patient with all doubts and queries. Personalized financial planning is provided keeping your short term, medium term and long term goals in mind. They do not pressurize you to purchase schemes of their choice. They provide their input and suggestions and leave the decision up to you which shows their honesty and high principle.
Sridhar
Sridhar
8. September, 2021.
Financial planning brings peace in life. Holistic Investment have supported in arriving financial plan based on future goals. My investments are regular since then. They are professionals in their business, will recommend others.
Nitesh Agrawal
Nitesh Agrawal
6. September, 2021.
I have been using Holistic Investment Planners from last one year. The journey has been fantastic. Being a finance person myself I always thought we can look after and plan own finances also. However, due to lack of time and deciplain the things are not always as desired. After joining with Holistic Investment for the first time Icame to know the Financial goals and quantified them. Some dreams were unrealistic based on the earnings and savings so had a reality check. Also got the information and deciplain of investing on regular and more rewarding securities. I definetly suggest to use Holistic Investment Planners. They are professionals, available and hear youor full story before presenting plans. They are flexile in the sense if there are some urgent deviations required, they help to plan the same. For all professionals/individuals I would suggest using professional help of Holistic Investment Planners for best results in long term investment and financial goals achivements. Last advise will be to start early in your life. It really pays well to start in the beginning itself else the dreams needs to adjust :)
Swetha Vasanth
Swetha Vasanth
6. September, 2021.
This is my first year service with the Holistic Team and I would say that they are very much helpful in creating a financial plan and follow ups during the year. I would definitely suggest them if anyone who is willing to proceed with their savings professionally.
Joseph Mathias
Joseph Mathias
6. September, 2021.
I came to know about Holistic Investment Planners online while searching for different investment ideas. Once I contacted them the journey was very smooth. Mr. Ramalingam explained all the aspects of Financial planning in detail and it opened my mind. I realized how important it is to have a Financial planning. Mr. Rajan suggested all the requirements as per my goals and made a Investment plan keeping in mind of my goals. I started my Investment journey with them. I wish I had done it some years back then it would have been in a different level. Review meetings were held every six month to check the implementation of the plan and check the results as per the requirements and to check if any changes required. Overall it was a good experience with Holistic Investment team and would like to continue in the years to come.
Srinvas Kannan
Srinvas Kannan
30. July, 2021.
I came across Holistic investment planners almost 5-6 years back, but I did not have the trust since I had met a few of them who did not sound promising. Then I started investing through a financial advisor of my friend. After 4 years of investing the returns were very low. I was disappointed and started looking for financial advisors when I came across Holistic investment. I had a detailed discussion about my goals and the way they would approach achieving my goal before deciding to switch my investments to them. After a thorough analysis of my then existing portfolios, they suggested new ones and we zeroed-in on 6 schemes/funds where our investment would be split. I am glad I made the decision of switching over and taking Holistic planner's advise, my returns are handsome and I only wish I could have taken their help/advise 5 years back itself. Neverthless, I would like to recommend their services for investment and financial advise if someone is serious about their investments.
Shivaram Andiappan Selvaraj
Shivaram Andiappan Selvaraj
3. July, 2021.
I got a free first time consultation. I got my doubts resolved. They also gave additional advises for investment planning which was also useful.
Nellai B
Nellai B
26. June, 2021.
I have been associated with them for the past three years. They are very professional and polite in answering all our questions. I have complete trust in their suggestions. I strongly recommend for anyone. I am looking forward to have strong and successful association with them.
Google rating score: 4.4 of 5,
based on 61 reviews

Google Reviews

Jey S
Jey S
24. September, 2021.
I have been using Holistic Investment Planners for the last three years. Mr. Srinivasavaradhan answered all my questions and doubts very patiently during the first free consultation. I was able to clearly define my short-, medium- and long-term goals once I signed up for the comprehensive plan and got their investment plan suggestion to achieve my goals. They are very polite and highly professional whenever I contact them for any queries or make investments. They never pressurize you to invest on their recommended financial products. I would have been lost money by investing directly without their help since I do not have time and knowledge about different financial products. Risk planning is also done as part of financial planning. Truly, they are holistic planners when it comes to your financial planning. They help you to define your life goals, understand your financial resources and establish a plan to invest towards reaching those goals. They do review your plan as you progress to make sure that you are on correct path to achieve those goals. Kudos to the team and keep up the good work!!! I am happy that I found holistic investment planners for my financial planning and management.
aksaswadkar
aksaswadkar
24. September, 2021.
I was about to retire and really not understanding how to invest money to have financial freedom and fulfilling my goals. Was desperately searching on internet way out and fortunately came across Holistic Investment Planners. I read number of articles on their website and realized that this is the agency which I want and engaged their services for my retirement planning. It is an excellent experience to be associated with Holistic. Right from day one our interaction was fantastic and they gave me such a wonderful plan that I had never imagined. I am fortunate enough to be in the client list of Holistic. I have recommended Holistic to my friends as well.
Lionel Faber
Lionel Faber
16. September, 2021.
I've been availing their services for the past year. They are highly knowledgeable in the field and are very patient with all doubts and queries. Personalized financial planning is provided keeping your short term, medium term and long term goals in mind. They do not pressurize you to purchase schemes of their choice. They provide their input and suggestions and leave the decision up to you which shows their honesty and high principle.
Sridhar
Sridhar
8. September, 2021.
Financial planning brings peace in life. Holistic Investment have supported in arriving financial plan based on future goals. My investments are regular since then. They are professionals in their business, will recommend others.
Nitesh Agrawal
Nitesh Agrawal
6. September, 2021.
I have been using Holistic Investment Planners from last one year. The journey has been fantastic. Being a finance person myself I always thought we can look after and plan own finances also. However, due to lack of time and deciplain the things are not always as desired. After joining with Holistic Investment for the first time Icame to know the Financial goals and quantified them. Some dreams were unrealistic based on the earnings and savings so had a reality check. Also got the information and deciplain of investing on regular and more rewarding securities. I definetly suggest to use Holistic Investment Planners. They are professionals, available and hear youor full story before presenting plans. They are flexile in the sense if there are some urgent deviations required, they help to plan the same. For all professionals/individuals I would suggest using professional help of Holistic Investment Planners for best results in long term investment and financial goals achivements. Last advise will be to start early in your life. It really pays well to start in the beginning itself else the dreams needs to adjust :)
Swetha Vasanth
Swetha Vasanth
6. September, 2021.
This is my first year service with the Holistic Team and I would say that they are very much helpful in creating a financial plan and follow ups during the year. I would definitely suggest them if anyone who is willing to proceed with their savings professionally.
Joseph Mathias
Joseph Mathias
6. September, 2021.
I came to know about Holistic Investment Planners online while searching for different investment ideas. Once I contacted them the journey was very smooth. Mr. Ramalingam explained all the aspects of Financial planning in detail and it opened my mind. I realized how important it is to have a Financial planning. Mr. Rajan suggested all the requirements as per my goals and made a Investment plan keeping in mind of my goals. I started my Investment journey with them. I wish I had done it some years back then it would have been in a different level. Review meetings were held every six month to check the implementation of the plan and check the results as per the requirements and to check if any changes required. Overall it was a good experience with Holistic Investment team and would like to continue in the years to come.
Srinvas Kannan
Srinvas Kannan
30. July, 2021.
I came across Holistic investment planners almost 5-6 years back, but I did not have the trust since I had met a few of them who did not sound promising. Then I started investing through a financial advisor of my friend. After 4 years of investing the returns were very low. I was disappointed and started looking for financial advisors when I came across Holistic investment. I had a detailed discussion about my goals and the way they would approach achieving my goal before deciding to switch my investments to them. After a thorough analysis of my then existing portfolios, they suggested new ones and we zeroed-in on 6 schemes/funds where our investment would be split. I am glad I made the decision of switching over and taking Holistic planner's advise, my returns are handsome and I only wish I could have taken their help/advise 5 years back itself. Neverthless, I would like to recommend their services for investment and financial advise if someone is serious about their investments.
Shivaram Andiappan Selvaraj
Shivaram Andiappan Selvaraj
3. July, 2021.
I got a free first time consultation. I got my doubts resolved. They also gave additional advises for investment planning which was also useful.
Nellai B
Nellai B
26. June, 2021.
I have been associated with them for the past three years. They are very professional and polite in answering all our questions. I have complete trust in their suggestions. I strongly recommend for anyone. I am looking forward to have strong and successful association with them.
Google rating score: 4.4 of 5,
based on 61 reviews

Footer

  • Articles
  • Gallery
  • Ideal Client
  • Jobs(Full Time)
  • Podcast
  • Services
  • Testimonials

Connect With Us

Holisticinvestment.in
10/15, Second Cross Street,
Seethammal Extn.,
Teynampet,
Chennai – 600 018,
INDIA.

Copyright © 2022. Holisticinvestment.in | All rights reserved.    Cared with ❤ by T-Square Cloud

×