There was a time when borrowing used to be considered as almost a sin. Whereas today, you name an incident a loan is available for you from not one but many resources. Whether you want to get married, go for a vacation, celebrate a festival – ‘Personal loan’: your loyal and honest companion will be […]
Over diversification means Lower Returns: How?
Diversification of investment means selecting multiple asset classes or investing in the different asset categories. It is a popular technique employed by most investors to lower risk and increase the chances of good returns. Unfolding your investment in different areas develops a risk-proof portfolio, which means if one investment fails, another will balance it out. […]
Do you mainly depend on past performance before you invest?
While investing in stocks, bonds and mutual funds, past performance becomes a strong input in making investment decisions. Question, should keep on relying on it excessively or there are other indicators available to investors, on which they can rely on to make investment decisions. While looking at past performance look at the future too However, […]
How to take Realistic and Rational Investment Decisions than can unlock Wealth?
Personality and rationality: : Human behavior is a complicated concoction of three elements: the Id, the Ego and the Superego as per the psychoanalytical theory propounded by Sigmund Freud. The id is present in a person from his or her birth and is a set of primitive behavioral traits. Ego, is that element in a […]
How much Health Insurance Cover You need to have?
Listen to this article “How much mediclaim should I have or one should have?” These 5 points in this article will give you answer for it. Exactly how much health insurance / mediclaimone should have for self and family? Does it have any formula to calculate it? Should it depend on job profile, city and […]
7 Major Risks Every Investor need to Know
Investing your money and dealing with the associated risks is a great challenge that every investor must accept in order to reap higher returns. Market investments are subject to risk (though the intensity differs from product to product). Business supplements and magazines generally print the stories of hapless investors who either lost their money in […]
