Millions of Indian investors lose millions due to lack of financial awareness. Be it mis-selling, mis-buying, financial mis-judgements or bad financial decisions: you are capable of preventing any negative impacts on your investments. But it is only through financial awareness. We have no scarcity of financial information today. Any information you need to become a … Continue reading How to Continue to Increase our Financial Awareness?—An Industry Insider Answers
Every time the stock market crashes, Gold seems to reach a new height. The Covid19 stock market crash of 2020 was no different. But the momentum doesn’t seem to change even after the stock market recovery. It begs the question: Has Gold become more prominent as an asset class? Given the traditional soft spot for … Continue reading Which One to Choose? Gold or Other Investments?
“This is my first time to invest” has a fear-inducing tone to it. As a first time investor, it may feel like diving headfirst into shallow water. Is there anything special you should take care of; as a first-time investor? How different are first-time investors from regular investors? Only if there is an experienced person; … Continue reading Expert’s Advice to First-Time Investors
Zoom Video Communications Stock price surged 425% in 2020 alone. Covid19 breakout and the subsequent global lockdown triggered this massive surge. The technology sector is second to none in seeing such a surge in stock price. With this enormous return potential, shouldn’t you look to invest in technology mutual funds? It is only reasonable to … Continue reading Should you invest in Technology Mutual Fund Post Covid19?
“Retirement Is For Your Employment, Never Your Investment” You don’t need to be a personal finance pundit to know this simple fact. Regardless, investors make a radical shift in their portfolio to “safe” investments once they retire. Ironically, resorting to debt investments & FDs, avoidance of equity market to avoid risk can be risky. But … Continue reading How Should a Retired Senior Citizen Invest for Regular Income?
Coming back home is a special thing for every returning NRI. Working hard day in and day out in a foreign land for years to become financially well only adds to the joy. But any transition is troublesome. For any returning NRI, one of the biggest fears is adapting to the investment environment in India. … Continue reading What Are The Suitable Investments for Returning NRI?
“There are decades where nothing happens, and there are weeks where decades happen.” It is a quote from Vladimir Lenin, a revolutionary leader of Soviet Russia. Ironically, it describes the nature of the stock market very well. In 2020, the SENSEX crashed 38% in a matter of weeks. Many investors lost their years of investments. … Continue reading Has the Mutual Fund Investment Rule Changed Post Covid19 Crash?
“Your house is not an asset!” —says Robert Kiyosaki in his book “Rich Dad Poor Dad.” He is one of the many millionaires who made a fortune out of rental income. And then there is Equity Mutual Fund investment. It has relatively lesser risk, better flexibility, and liquidity. Head to head, what should you choose? … Continue reading Rental Income Vs. Equity Mutual Fund Investment
“Don’t Put All Your Eggs in One Basket” But how many eggs in each of the baskets? The answer is subjective. Finding the right balance between equity and debt investments is one thing. But maintaining that balance has always been a real challenge. It is almost like trying to solve a Rubik’s cube that is … Continue reading How Can Investors Manage Asset Allocation?
A longstanding criticism against the free market economy is the concerns of exploitation by the organisations in it. A good organisation must aspire to give as much as it takes: be it its environment, the society around it, even with its governance. In the wake of such concerns—more importantly, Climate Change—came the ESG criteria. It … Continue reading How Important is this ESG Criteria or ESG Focused Funds?