How bad is bad? Or for that matter how much sugar is there in sweetness, really? Perhaps we rarely stop to think. Bad or good are more or less absolute to us, and we often refrain from probing further into their causes. Personal health is one area however, which we do not leave to chance. […]
The Surprising Truth about CTC which Your Employer won’t Tell You
Listen to this article Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. These […]
How to Avoid TDS in Fixed Deposits?
Listen to this article If you are a Fixed Deposits, investor, you are not very happy when the tax is deducted at source by the bank from the interest paid to you. You must have thought in what way you can avoid or pay lower taxes in your FDs. Well, we may tell how you […]
How to savemore tax by Creating a HUF?
Once, our venerable Finance Minister, Mr. M Chidambaram, has said, “Left to God, even he will not like to pay Income Tax”. Though as a responsible citizen of our country, we should pay our income taxes on time and should not avoid paying it. However, if the Income Tax Act, 1961 provides legal opportunities to […]
The Ugly Truth about paying only Minimum Balance on your Credit Card Bill
Do you pay only the minimum amount due on your credit card bill? Will this lead you to a vicious cycle of debt trap? Will paying only minimum payment in your credit card this lead you to a vicious cycle of debt trap? Paying only the Minimum balance/payment in credit card Credit Card is an […]
Portfolio Diversification: 7 ways how “Not to break the eggs”
“Do not put all your eggs in one basket” is an idiom which we picked up at school while familiarizing ourselves with the subtleties of the English language. Some amongst us have learnt it the hard way though, when they have inadvertently dropped a basket full of eggs. The result eventually is a mess, monetarily, […]
