Listen to this article Permanent Account Number (PAN) is a unique 10 digit alpha-numeric number allotted to a Taxpayer by the Income-Tax Department of India. The purpose of PAN is to bring a unique global identification to keep track of all financial transactions and to prevent tax evasion by taxpayers in India. PAN stores all […]
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7 steps to overcome your shopping addiction and becoming financially healthy
All of us sometimes buy on impulse – that pair of shoes beckoning from behind the display case or new goggles that will add to your fashion statement. Problems arise when the purchases shift from impulsive to compulsive. You are no longer a normal shopper but a shopaholic suffering from compulsive buying disorder, characterized as […]
3 Things to Check before Investing in the Stock Market
Learning is a continuous process. Each day we enrich our experience and knowledge by coming across new events and various interactions. Investors relentlessly strive to get their decisions right. Clinical precision is what they seek, some like Warren Buffet succeed, some other wannabe ‘Buffets’ are not as fortunate. The quest for new information and knowledge […]
5 Financial Ratios to check your financial health
Managing your personal finance is the key to a happy and stable life. But it is not that easy in these uncertain times. There are many issues that complicate the matter further. And financial goals and needs are not same for everyone. So it is not possible to draw universal financial ratios that work for […]
How to Calculate Your Debt-to-Income Ratio and Monitor Your Financial Standing?
Listen to this article Are you treading the fine line between financial stability and debt disaster? It’s no secret that maintaining manageable debt levels is crucial for your financial well-being. But where do you draw the line? How much debt is too much? The answer lies in a simple yet powerful metric: your debt-to-income ratio. […]
How the Investor can maximize the VALUE of his Investments?
What would it be like if we tried to click the mouse pointer on an icon and the icon kept shifting position? It would definitely irritate and frustrate us. Similarly “value” is something that can behave like the irritant icon. In the financial world which “value” is the “true value” for a particular investment can […]