Listen to this article Every financial year, one important decision quietly impacts your take-home income: Should you choose the old tax regime or the new tax regime? At first glance, the choice may seem simple—one offers deductions, the other offers lower tax rates. But is it really that straightforward? The answer depends not just on […]
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Unifi Capital Blended Rangoli PMS Review: Performance, Fees & Should You Stay Invested?
Listen to this article Published by Holistic Financial Services | Data as on 30th April 2026 | Net-of-fee analysis throughout Quick Summary What Works What Doesn’t Strong since-inception alpha: +4.19% above benchmark (June 2017) Underperforming benchmark on 1Y, 2Y, 3Y, and 5Y trailing periods (net of fees) Low leverage; improving ROE profile in portfolio companies […]
Axis AMC Brand Equity PMS Review: Is It Good, Worth It & What the Analysis Really Reveals
Listen to this article Quick Summary ✅ What Works ⚠️ What Doesn’t Strong 1-month rebound (+15.14%) ahead of benchmark Trails benchmark across 3Y, 5Y, and since inception on an annualised basis Reasonable portfolio diversification — 38 stocks across sectors 2.5% fixed fee is a heavy drag when net alpha is near zero or negative Transparent […]
Home Loan Prepayment Vs Long-Term EMI: What’s the Smarter Strategy?
Listen to this article Buying a home is often described as a milestone—but financially, it’s a commitment that stretches across decades. Once the loan is in place, a practical dilemma emerges: Should you focus on closing your home loan quickly, or let it run its full course while you invest elsewhere? At first glance, the […]
Retirement Isn’t About Stopping Work—It’s About Staying Free
Listen to this article For anyone caught in the routine of deadlines, meetings, and endless responsibilities, retirement often feels like a distant paradise. No alarms. No pressure. No boss. Just a life of comfort, leisure, and complete freedom. But pause for a moment and ask yourself: Is retirement really about doing nothing—or is it about […]
IDCW vs SWP for Retirement in India: Which Withdrawal Strategy Protects Your Wealth?
Listen to this article For decades, retirement planning in India followed a predictable script. Work for 30–35 years. Save diligently. Retire with a lump sum and depend on fixed income sources. But that script no longer works. Today, the real challenge isn’t just building a retirement corpus—it’s ensuring that your money lasts as long as […]
