Listen to this article Table of Contents Introduction: Why Investors Closely Watch the Nifty P/E Ratio What Exactly Does the P/E Ratio Mean? Why a Nifty P/E Below 20 Attracts Attention? What History Tells Us About Market Recoveries Fear Creates Opportunity in the Stock Market Why Low Valuation Alone Is Not Enough SIP vs Lump […]
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Why Most Investors Never Earn “Average” Market Returns
Listen to this article Every investor has heard this statement at some point: “The Nifty has delivered around 12% CAGR over the long term.” Sounds reassuring, doesn’t it? Naturally, most people assume that if the market delivers 12%, they too should earn something close to that number over time. But reality tells a very different […]
EMI Planning Guide: How Much Loan Can Your Salary Safely Handle?
Listen to this article For many salaried individuals today, the month does not begin with salary credit notifications anymore. It begins with deductions. Home loan EMI. Car loan EMI. Personal loan EMI. Credit card dues. Before they even realize it, a significant portion of their income has already disappeared. And somewhere in the middle of […]
Old vs New Tax Regime in India: How to Choose the Right One for Your Income
Listen to this article Every financial year, one important decision quietly impacts your take-home income: Should you choose the old tax regime or the new tax regime? At first glance, the choice may seem simple—one offers deductions, the other offers lower tax rates. But is it really that straightforward? The answer depends not just on […]
Unifi Capital Blended Rangoli PMS Review: Performance, Fees & Should You Stay Invested?
Listen to this article Published by Holistic Financial Services | Data as on 30th April 2026 | Net-of-fee analysis throughout Quick Summary What Works What Doesn’t Strong since-inception alpha: +4.19% above benchmark (June 2017) Underperforming benchmark on 1Y, 2Y, 3Y, and 5Y trailing periods (net of fees) Low leverage; improving ROE profile in portfolio companies […]
Axis AMC Brand Equity PMS Review: Is It Good, Worth It & What the Analysis Really Reveals
Listen to this article Quick Summary ✅ What Works ⚠️ What Doesn’t Strong 1-month rebound (+15.14%) ahead of benchmark Trails benchmark across 3Y, 5Y, and since inception on an annualised basis Reasonable portfolio diversification — 38 stocks across sectors 2.5% fixed fee is a heavy drag when net alpha is near zero or negative Transparent […]
