“A dream is just a dream. A goal is a dream with a plan and a deadline”, says Harvey Mackay. This quote is inspiring and is very appropriate for all of us who have financial goals to achieve in our lifetimes. Mere sailing along or coasting does not help us to reach our destination. Purpose, […]
8 Myths about Home Insurance Demystified
Have You Ever Wondered Which is Worse? A devastating earthquake or picking up the pieces of life after surviving such an earthquake? Perhaps the second one requires more resilience and determination. It also requires the hand of providence and of-course good planning habits. It would be a shattering to see one’s home crumbling in front […]
Are you aware of these 4 improbable claims often made to investors?
Buyer Beware “The buyer needs a hundred eyes, the seller but one”. This proverb cannot be over emphasized as a buyer needs to be on his guard whenever he or she choses to make a purchase of goods or services. Investors to be Aware Financial Planners are here to provide professional assistance to investors, whereby […]
Which approach is better in managing Mutual Funds? Top Down Vs Bottom Up
Listen to this article Introduction Mutual Fund managers are like gardeners who use different techniques to ensure that the money entrusted to them by the investors, grow and blossom well. Investors may not know what such techniques are, but may be keen to get an overview of the methods applied to manage Mutual Fundss. Let […]
5 Important Statistical Tools to Select a Better Rewarding Mutual Fund
Listen to this article Introduction A mutual fund’s performance and risk can be ascertained by many statistical tools. Among the Mutual Fund tools are risk & reward ratios, which help to ascertain the level of risk and reward associated with a particular mutual fund in a given circumstance at a point in time. Let us […]
What Not to do While Planning for Retirement
According to Sander Levin “Retirement security is often compared to a three-legged stool supported by Social Security, employer-provided pension funds, and private savings.” This may be true in some countries and/or some individuals, but in others, where the social security system is not as robust, or the pension fund and personal savings are not adequate, […]
