The Process of Learning Which is the best way to learn the lessons of life? There are two ways to learn the essentials of life. The first is by going through the process of structured training and education. The second is about learning hands on, making mistakes and then understanding the dynamics and processes of […]
Why your annual bonus or lump sum arrear is not increasing your net worth?
Warren Buffet’s mantra is very different from what most people follow. Instead of saving what is left after expense, he advocates spending what is left after savings. No wonder he is considered to be an expert in his field. This article dwells upon the need to use discretion after receiving a lump sum payment and […]
A fool-proof guide to Financial Document Preservation: Keep or Kill?
The Keep or Kill Dilemma To keep or to destroy? This is a question which all of us face when we sit down with unsorted papers, bills, credit card statements, insurance premium receipts and a plethora of other papers. Deciding which papers need to be kept, and which ones are for immediate disposal, can prove […]
3 Simple Suggestions for Superior Wealth Creation
Listen to this article Today we are flooded with a lot of information, and much of it is useless since it does not meet our investment needs. Whatever is relevant, may not always be comprehensible, so we are unable to derive benefit from it. We begin by asking the following questions: Knowing individual needs i. […]
10 Benefits you may not know about Financial Plan
Why Financial Plan? Failing to plan is planning to fail. In the world of personal financial management, planning is of essence. Failure to plan could lead to a situation similar to a rudderless boat being tossed around in the sea. Today, financial planning is a necessity and it qualifies as a need along with other […]
How to Resolve Insurance Disputes through Ombudsman?
Listen to this article Disgruntled customers can bring down institutions, brands and products. Organizations therefore take utmost care in laying out detailed guidelines for “grievance redressal”. Arbitrators or ombudsmen are appointed for looking into contentious issues which cannot be resolved at the lower level. They act as a referee and try to reconcile the misgivings […]
