Are you completely satisfied with the financial products you have bought or investments sold to you? If your answer is No, is it because of mis-selling or mis-buying? Many investors today are unknowingly victims of mis-selling — a practice where products are promoted with false promises or incomplete disclosures. But what exactly is misselling or […]
5 Things to do before Applying for a Home Loan
No one likes bad surprises and often investments in home feature pretty nasty disclosures that make dreams turn into nightmares. First time home loan applicants face common problems like rejection in the initial stages, non-refundable processing fees, and desired amount of loan not sanctioned and perpetual issue of interest rate (or EMI burden). The other […]
8 Major Reasons why your Loan Application can be Rejected
Listen to this article A house, an MUV, your child’s education, a foreign holiday: you could have myriad reasons for applying for a bank loan. The bank generally considers and clears a loan based on your credit-worthiness. Among the factors contributing to a successful application would be your credit report which would be based on […]
REC 8.71% Tax-Free Bonds Issue – August 2013: The Bond to Bond With
The current environment in the Indian financial market can perhaps be termed cataclysmic. The stock indexes have made losing a habit and the Rupee is headed for the Marina Trench. Investors are in a gloomy mood and are desperate to latch on to options which can keep them buoyant in troubled waters. Every cloud has […]
7 shabby situations when you shouldn’t use your credit card
“Life just seems to be getting simpler by the day,” remarked 22 year Swati, a software developer with a leading MNC. She was referring to the convenience provided by modern-day living aids like plastic money, online shopping, e-payments, deferred payments and the like. “Really?” quipped her grand mom. “We never had any of those in […]
12 Bad Behavioural Biases Investors need to Avoid
“When the heart speaks, the mind finds it indecent to object” feels author Milan Kundera. Yet, people like Warren Buffet, have followed their mind and won handsomely in the stock market. This is perhaps explained by Willam Blake’s statement “A fool does not see the same tree that a wise man sees”. Table of Contents […]
