Category: Financial Planning

“Never spend your money before you have it” – Thomas Jefferson “The man who never has money enough to pay his debts has too much of something else” – James Lendall Basford These are little quotes on debt for you to think about. Table of Contents What is debt repayment? Why is debt repayment important? … Continue reading Who Else Wants to Repay Debts Faster With Actionable Strategies?

“Save one third, live on one-third, and give away one-third.” – Angelina Jolie What if you had a job loss, a major sickness, an accident or a natural calamity? Imagine what you would do, when there is no one around? Or when none of them can help you financially? Difficult isn’t it? Here comes to … Continue reading All You Need To Know About Emergency Fund Planning

You might have relied on fixed-income investments for a steady income along with your salary at some point in your life. You may even think that they are the safest bet to get returns in today’s volatile financial scenario. In this article, we will address some prevailing fallacies about fixed-income investments. 1) Fixed Income Assets … Continue reading 3 Fixed Income Myths That Can Hold You Back from Reaching Your Financial Goals

Everybody has different financial needs; India is a country of diverse backgrounds and the lifestyle of each one differs based on their financial capabilities. Everyone’s financial goals differ accordingly. In such a case, how to evaluate the Financial Stability. This post will provide you the 20-point checklist for Financial Stability. But first… Let’s take this … Continue reading Financial Stability – 20 Points Checklist: Know Your SCORE!

#1 Story of Vishwanath and His Second Chance at Life “I mean, we’re financially stable, my wife was earning too. But I was not confident whether that’d be enough for her to take care of our kids by herself. Or enough to make them feel financially secure, you know, to let them attain the life … Continue reading Two Threatening Life Stories That Will Make You Rethink Financial Planning

“We generate 2.5 quintillion bytes of data every day” – Forbes Report 2018. Some of them can be the solution for your financial hurdles. However, seeing the amount of data generated, finding the right financial information will be like finding a needle in the haystack. Imagine, you’re watching TV and the news says your stock … Continue reading Which Financial Information Can Destroy (or Save) Your Investments?- Discover Here!

Different people have varying beliefs about Financial Planning. Everyone talks about what works for them. But, what is the actual financial planning process? It is unfortunate that though money is absolutely essential in everybody’s life, still financial literacy is not being taught in our school system! As a result, Financial IQ doesn’t develop and people … Continue reading A Five Step Financial Planning Guide for Beginners

Being an NRI, are you confused about your long term financial plan for you and your family? Are Tax laws and investment procedures too overwhelming for you..? Are you actually looking for a concrete step by step guide to effectively plan your finances in 2 different countries of residence..? Are you skeptical about considering India … Continue reading The Ultimate Guide to Financial Planning for NRIs

Do you know what financially smart people are doing to keep themselves above the rest? They master Financial Decision making. In this article, you will learn how to take better financial decisions in the order of, 1. Have a Money Mindset 2. You vs. Family 3. Debt vs. Debt Free 4. Minimalistic vs. Luxurious Lifestyle … Continue reading 6 Powerful Points to Make the Right Financial & Investment Decision Every Time

“Money makes many things” If you spend all your money on temporary happiness, it will give you a happiness of the moment and you will have nothing left for the future. Every day, we work approximately 8 to 10 hours to earn money. But do you spend at least 1 hour per month to check … Continue reading Are you on your right track to your Financial Destination?