Retirement Planning

“Retirement Is For Your Employment, Never Your Investment” You don’t need to be a personal finance pundit to know this simple fact. Regardless, investors make a radical shift in their portfolio to “safe” investments once they retire. Ironically, resorting to debt investments & FDs, avoidance of equity market to avoid risk can be risky. But […]

Listen to this article “Retire” literally means “Withdraw to a safe place”. Is that how you see your retirement life? An average person is going to spend almost one-third of their entire lifetime in retirement. It is, by definition, has to be a safe and comfortable place. Yet, a majority do not seem to think […]

Listen to this article What Is Gratuity? Gratuity is given to you by your employer for your services. It is paid by both public and private sector employers. Gratuity is a key component of employee benefits in India and plays an important role in long-term financial planning and retirement corpus creation. What is 4.81% in […]

Listen to this article ICICI Pru Easy Retirement is a Unit Linked pension plan or ULPP. ULPPs are similar to ULIPs but they do not have a life cover. ULPP offers you a pension at the completion of your ULPP term.This scheme offers you some attention-grabbing features such as pension boosters, flexibility in income phase, […]

Listen to this article Do you know, according to the survey conducted by HSBC, as high as 77% of Indians believe that their children will take care of them after their retirement? [the_ad id=’15104′] Do you think it is the smart way to plan your retirement days? Previously, the Indian government used to take care […]

If you are forced to retire today, how long can you go on with the same lifestyle without taking any credit? Can you go for 10 years? 5 years? Or is it less than 5 years? Everyone retires; we only differ on when we do it. You might have chosen a retirement age for yourself. […]