Retirement Planning

Listen to this article National Pension Scheme is undoubtedly the best investment instrument for retirement from the Govt. of India. It invests in Govt. bonds, corporate bonds, and equity schemes by evaluating your risk profile. The exposure to the equity market with the long lock-in period makes the right combination. It is ideal because equity […]

Senior citizen investment schemes from the Govt. of India have always been kinder. Senior citizen investment schemes like SCSS offer a slightly better return rate than the others. Being a new retiree or when you are about to retire, safety takes a step forward. And all such senior citizen investment schemes start to look just […]

“Retirement Is For Your Employment, Never Your Investment” You don’t need to be a personal finance pundit to know this simple fact. Regardless, investors make a radical shift in their portfolio to “safe” investments once they retire. Ironically, resorting to debt investments & FDs, avoidance of equity market to avoid risk can be risky. But […]

Listen to this article “Retire” literally means “Withdraw to a safe place”. Is that how you see your retirement life? An average person is going to spend almost one-third of their entire lifetime in retirement. It is, by definition, has to be a safe and comfortable place. Yet, a majority do not seem to think […]

Listen to this article What Is Gratuity? Gratuity is given to you by your employer for your services. It is paid by both public and private sector employers. What is 4.81% in gratuity? Gratuity is included in your salary as a Cost to the Company (CTC). It is 4.81% of the basic salary. Why gratuity […]

Listen to this article ICICI Pru Easy Retirement is a Unit Linked pension plan or ULPP. ULPPs are similar to ULIPs but they do not have a life cover. ULPP offers you a pension at the completion of your ULPP term.This scheme offers you some attention-grabbing features such as pension boosters, flexibility in income phase, […]